2280 CHESTERFIELD CIRCLE, LAKELAND, FL, 33813
Pending61 days on marketListed Jun 11, 2026MLS #L4962643
About this home
2280 CHESTERFIELD CIRCLE
Welcome to 2280 Chesterfield Circle, a 4 bedroom, 2 bathroom pool home located in a gated South Lakeland community, where everyday living feels a little more private, comfortable, and relaxed. Designed for both quiet nights at home and easy entertaining, this home offers a comfortable layout with inviting living spaces, natural flow, and plenty of room for everyone to spread out. Whether you’re hosting friends, enjoying family movie nights, working from home, or simply settling into a slower weekend pace, the home provides the flexibility to match your lifestyle. The backyard is where this property truly shines. The private pool creates the perfect setting for morning coffee, afternoon swims, weekend cookouts, and warm Florida evenings spent outdoors. It’s the kind of space that turns ordinary days into something that feels a little more like a retreat. With four bedrooms, there is room for family, guests, hobbies, or a dedicated home office. The gated community adds an extra sense of privacy and peace of mind, while the South Lakeland location keeps you close to everyday conveniences, shopping, dining, schools, and major roadways. This home offers more than just bedrooms and bathrooms. It offers a lifestyle centered around comfort, privacy, outdoor living, and the kind of Florida pool-home experience buyers continue to look for. Roof (2024). Central HVAC (2020), Hot Water Heater (2022).
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,583
Sqft
0.27 ac
Lot size
2
Garage
2003
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,702 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,702/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.2%
$/sqft vs Lakeland actives
$198 vs $194
Days on market
61 vs 45 typical
Where $198/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2280 CHESTERFIELD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$501,000
2331 CHESTERFIELD CIRCLE · same community
4 bd · 2 ba · 2,253 sqft · $222/sqft · 55 DOM
Sold · Sep ’25$525,000
6757 HIGH GROVE DRIVE
4 bd · 3 ba · 2,583 sqft · $203/sqft · 55 DOM
Sold · Oct ’25$470,000
6779 HILLIS DRIVE
4 bd · 3 ba · 2,581 sqft · $182/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2280 CHESTERFIELD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2280 CHESTERFIELD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2280 CHESTERFIELD CIRCLE FAQs
What would the monthly payment be for 2280 CHESTERFIELD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,702/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2280 CHESTERFIELD CIRCLE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2280 CHESTERFIELD CIRCLE?+
The most recent tax bill on record (2025) was $3,139. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2280 CHESTERFIELD CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $511,000, this home is listed about 51% above the Lakeland median of $337,300. The market section on this page shows how the area is trending.
Which schools are assigned to 2280 CHESTERFIELD CIRCLE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$511,000 runs 28% above the LAKELAND 33813 median — but at 2,583 sqft it's also 51% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $525,000, now $511,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Gate Arty. MLS #L4962643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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