CENTURY 21 Edge
$550,0003 bd2 ba2,583 sqft$213 /sqft$4,030 /mo all-in ↓

3945 CHART PRINE ROAD, LAKELAND, FL, 33810

Active54 days on marketListed Jun 16, 2026MLS #L4962787

Single Family ResidenceNONE

About this home

3945 CHART PRINE ROAD

Virtually Staged. One or more photo(s) was virtually staged. Completely renovated from top to bottom in 2026, this stunning 3 bedroom, 2 bathroom home offers the perfect blend of timeless character and modern upgrades. Originally built in 1955, virtually every aspect of this home has been updated, providing peace of mind and move-in-ready convenience. Situated on a spacious 1.2 acre corner lot shaded by mature oak trees, the property features fresh landscaping, a widened driveway, and exceptional curb appeal. Inside, you'll find tile flooring throughout, a beautifully redesigned kitchen with all new cabinetry, granite countertops, and completely renovated bathrooms. The spacious floor plan also includes a cozy den and a welcoming living room highlighted by a fireplace, creating the perfect space for relaxing or entertaining. Additional improvements include a new metal roof, new windows, new doors, updated stucco exterior, fresh interior and exterior paint, all new plumbing, a new electrical panel, and updated electrical components throughout the home. The oversized attached 2-car garage provides ample storage and workspace, while the large detached enclosed pole barn offers endless possibilities for equipment, hobbies, a workshop, or additional storage. Enjoy the space and privacy of country-style living with the convenience of a fully modernized home. This is a rare chance to own a like new home on a large lot with room to grow. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,583

Sqft

1.2 ac

Lot size

2

Garage

1955

Year built

One

Levels

$213

Per sqft

Fireplace

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$4,663/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Private
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,030 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$389
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,030/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$389
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$408KedgeAI estimate $635,155 · range $425K$887K$923K

vs edgeAI estimate

−13.4%

$/sqft vs NONE

$213 vs $344

Days on market

54 vs 44 typical

Where $213/sqft sits among the 275 homes for sale in NONE

152 · this home
63
19
13
10
18
$138–371$371–603$603–836$836–1069$1069–1301$1301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 3945 CHART PRINE ROAD

Drive times from this address

Downtown Tampa41 min
Walt Disney World46 min
Tampa Int’l Airport (TPA)52 min
Universal Orlando56 min
Downtown Orlando62 min
Orlando Int’l Airport (MCO)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

106 of 275

NONE have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $550,000 · 54 days on market since
1955Built · NONE

Reality check

What actually sold near 3945 CHART PRINE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

301 CLARK STREETSold · Jan ’26

$410,000

301 CLARK STREET · same community

4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM

7320 MARLO ROADSold · Jul ’26

$311,760

7320 MARLO ROAD · same community

3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM

517 CENTRAL AVENUE SESold · Dec ’25

$111,000

517 CENTRAL AVENUE SE · same community

4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 3945 CHART PRINE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3945 CHART PRINE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3945 CHART PRINE ROAD FAQs

What would the monthly payment be for 3945 CHART PRINE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,030/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3945 CHART PRINE ROAD?+

The most recent tax bill on record (2025) was $4,663. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $550,000, this home is listed about 62% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

Listing courtesy of CLARK REALTY LLC · Steven Perkins. MLS #L4962787.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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