3302 PEARLY DRIVE, LAKELAND, FL, 33812
Active0 days on marketListed Aug 13, 2026MLS #L4964088
About this home
3302 PEARLY DRIVE
MUST SEE 3-bedroom, 2-bath home offering 1,980 square feet of thoughtfully designed living space. Built in 2022 and extensively upgraded throughout 2025 and 2026, this home combines modern style, quality finishes, and low-maintenance living-making it truly move-in ready. ***Step inside through the stunning full-length GLASS FRONT DOOR with sidelights and discover an open-concept floor plan featuring 12-ft VAULTED CEILINGS in the family room and kitchen, abundant natural light, elegant 5.25 inch baseboards, wood window sills, and durable 12x24 TILE FLOORING throughout the main living areas. The FLEX ROOM has been upgraded with luxury vinyl plank flooring, making it ideal for a home office, additional living space, or a 4th bedroom! ***The chef's kitchen is designed to impress with Sparkle Grey QUARTZ COUNTERS, 42-inch soft-close cabinetry, upper and lower cabinet lighting, a stylish glass tile backsplash, and a full suite of NEW GE APPLIANCES. ***The SPACIOUS PRIMARY SUITE offers a tray ceiling, upgraded plush carpeting, and a luxurious oversized walk-in shower in place of a standard tub. Both bathrooms have been enhanced with water-efficient one-piece skirted toilets, while the guest bath features a newly installed sliding glass shower door. The secondary bedrooms also include upgraded carpeting with premium 8-pound padding, and one bedroom features an impressive high ceiling. ***STORAGE and functionality abound with DOUBLE SHELVING in every closet, a 4-foot GARAGE EXTENSION, two oversized 8x4 OVERHEAD GARAGE STORAGE RACKS, an exterior garage keypad, and a quiet belt-driven garage door opener. Additional upgrades include an Aquasure WATER SOFTNER (2026), ADT security system, in-wall pest control system, wall block foam insulation, cellular shades throughout, decorative stone accent walls, and a chandelier ceiling fan in the family room. ***OUTSIDE, you'll appreciate the front porch, screened lanai, large FENCED backyard, decorative landscape stone, irrigation system, and a WIDENED PLATINUM PAVER DRIVEWAY (2025) that comfortably ACCOMMODATES 3 VEHICLES! ***The location and setting are just as appealing, with NO REAR NEIGHBORS and a home across the street that is not directly facing the property, providing added privacy. ***For added peace of mind, the home remains under builder warranty, and the A/C was just serviced and is working great. ***If you're looking for a home that offers the benefits of NEW CONSTRUCTION WITHOUT THE WAIT, NO CDD and with thousands of dollars in premium upgrades already completed, this is it! ***PERFECT LOCATION near shopping, dining, schools, golf courses, major highways, world-famous theme parks, and beautiful beaches on both Florida coasts. ***TRULY LIKE NEW, this is the perfect place to create lasting memories. Call to schedule a viewing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,980
Sqft
0.25 ac
Lot size
2
Garage
2022
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,361 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,361/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
Days on market
0 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $320K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 3302 PEARLY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3302 PEARLY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3302 PEARLY DRIVE FAQs
What would the monthly payment be for 3302 PEARLY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,361/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3302 PEARLY DRIVE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3302 PEARLY DRIVE?+
The most recent tax bill on record (2025) was $4,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3302 PEARLY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $435,000, this home is listed about 29% above the Lakeland median of $337,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3302 PEARLY DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of DALTON WADE INC · Carolyn Christian, LLC. MLS #L4964088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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