2021 CHARNES DRIVE, LAKELAND, FL, 33813
Active9 days on marketListed Aug 25, 2026MLS #L4964223
About this home
2021 CHARNES DRIVE
After 25 years of family ownership, 2021 Charnes Dr. is ready to begin its next chapter. If you're looking for a home to settle into in one of Lakeland’s most desirable areas, you have found the one! Situated on over a third of an acre with NO HOA, this 3-bedroom, 2-bathroom home offers flexibility, generous living space, and room to enjoy the Florida lifestyle. Inside, you'll find two separate living spaces and a dedicated office, providing plenty of room for working from home, hobbies, or entertaining. The kitchen flows seamlessly into the second living area, creating an inviting gathering space. Just beyond, the additional sunroom provides the perfect spot for morning coffee, casual meals, or relaxing evenings. The home also features a large mudroom for additional storage, a generous pantry area or a flexible space for household storage and extracurricular equipment. Step outside and discover your own private retreat surrounded by mature trees and landscaping. The oversized pool, fully fenced backyard, and generous corner lot provide plenty of space to relax, entertain, park your boat, and enjoy all that Florida living has to offer. Spend summer afternoons poolside or unwind in the evening enjoying the beautiful sunsets. Several important updates add value and peace of mind, including a new AC in 2025, a new drain field in 2022, and a new roof scheduled to be installed prior to closing. Conveniently located in Southeast Lakeland, this home offers top rated school districts, easy access to the Polk Parkway, shopping and everyday conveniences. Enjoy being minutes away from all that Lakeland has to offer - including parks, lakes, shopping, dining, biking trails, golf, tennis, and pickleball. A home with space, flexibility, and a history of being loved for 25 years—now ready for its next chapter. Call today to schedule your private showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,811
Sqft
0.32 ac
Lot size
2
Garage
1974
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,749 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,749/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Lakeland actives
$213 vs $194
Days on market
9 vs 43 typical
Where $213/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $323K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
228 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2021 CHARNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
2609 HIGHLANDS VUE PARKWAY
3 bd · 2 ba · 1,815 sqft · $193/sqft · 209 DOM
Sold · Sep ’26$380,000
5432 HIGHLANDS VUE LANE
3 bd · 2 ba · 1,816 sqft · $209/sqft · 66 DOM
Sold · Oct ’25$340,000
5445 BEVERLY RISE BOULEVARD
3 bd · 2 ba · 1,806 sqft · $188/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2021 CHARNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2021 CHARNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2021 CHARNES DRIVE FAQs
What would the monthly payment be for 2021 CHARNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,749/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2021 CHARNES DRIVE?+
The most recent tax bill on record (2025) was $1,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $385,000, this home is listed about 15% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2021 CHARNES DRIVE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY PRESTIGE · Theresa Broton. MLS #L4964223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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