1056 STONEY CREEK DRIVE, LAKELAND, FL, 33811
Active14 days on marketListed Aug 20, 2026MLS #L4964362
About this home
1056 STONEY CREEK DRIVE
A 2014 Parade of Homes First Place Winner, this beautifully maintained 4-bedroom, 2-bath pool home offers 2,252 square feet of thoughtful design, distinctive architectural details and exceptional indoor-outdoor living in the gated Stoney Creek community. With approximately 100 homes, the community features a clubhouse and pool, while HOA services include lawn maintenance and exterior painting every seven years. Inside, 10-foot ceilings, tray-ceiling details, 8-foot doors and crown molding create an elevated feel throughout. Tile flooring extends through the main living areas, complemented by plantation shutters installed in 2023 and motorized blinds in the living room. The versatile floor plan includes a flexible room ideal for a home office or study, a formal dining room, a spacious breakfast café and an indoor utility room. The generous primary suite features double doors leading into the ensuite bath. The kitchen is equipped with a premium LG appliance package purchased in late 2023 and backed by a five-year warranty, including a counter-depth French-door refrigerator with four types of ice—including Craft Ice™. A new microwave, new garbage disposal, washer and dryer are also included. Triple sliding-glass doors open the living area to a private, screen-enclosed lanai and saltwater pool with spa jets. Designed for effortless Florida living, the pool features a PebbleTec® finish, solar heating panels and Pentair ScreenLogic® smart controls for temperature, lighting and spa jets. The pool deck was resurfaced and recoated in 2025, and a new pool motor was added in 2026. Outdoor privacy blinds provide additional comfort on the lanai. Additional highlights include a two-car garage with epoxy-coated flooring and overhead storage, an expanded paver driveway, custom landscape curbing and an ADT alarm system. This thoughtfully upgraded home offers style, comfort and resort-inspired living, along with the convenience of included lawn care, scheduled exterior painting and community amenities in one of South Lakeland’s gated communities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,252
Sqft
0.14 ac
Lot size
2
Garage
2014
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,771 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,771/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Lakeland actives
$211 vs $193
Days on market
14 vs 43 typical
Where $211/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33811 — neighborhood snapshot
Population
28,456
Median age
36.7
Median income
$85,821
Median home value
$289,800
Avg household
2.78
Households w/ children
3,489
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $323K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
231 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the LAKELAND 33811 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1056 STONEY CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$405,000
1044 STONEY CREEK DRIVE · same community
4 bd · 2 ba · 2,252 sqft · $180/sqft · 22 DOM
Sold · Jun ’26$455,000
6055 STONEY CREEK PLACE · same community
3 bd · 2 ba · 2,210 sqft · $206/sqft · 17 DOM
Sold · Feb ’26$385,000
6103 STONEY CREEK WAY · same community
4 bd · 2 ba · 2,174 sqft · $177/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1056 STONEY CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1056 STONEY CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1056 STONEY CREEK DRIVE FAQs
What would the monthly payment be for 1056 STONEY CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,771/mo — principal and interest, the actual property-tax bill, the $275/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1056 STONEY CREEK DRIVE?+
The association fee works out to $275 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1056 STONEY CREEK DRIVE?+
The most recent tax bill on record (2026) was $3,959. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1056 STONEY CREEK DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $475,000, this home is listed about 42% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1056 STONEY CREEK DRIVE?+
Medulla Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Jenny Hayes. MLS #L4964362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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