CENTURY 21 Edge
$1,125,0003 bd3 ba2,756 sqft$408 /sqft$6,893 /mo all-in ↓

6102 DOWNING STREET, DOVER, FL, 33527

Active1 days on marketListed Aug 18, 2026MLS #L4964386

Single Family ResidenceUNPLATTED

About this home

6102 DOWNING STREET

Custom-built brick and block estate on a private, fenced homestead property, fully upgraded top to bottom in 2025. This 18" block-and-stud constructed home (23,000 brick) was built to last, with hurricane-rated tinted windows throughout the main house and garage — all installed in 2025. Inside, enjoy custom Wood/Oak cabinetry in the kitchen, all three bathrooms, and the laundry room, a skylit kitchen with tinted glass, custom Wood/Oak lighting framework, and a striking brick accent wall over the stove, oven, and microwave that continues as a dividing brick wall between the dining and living rooms. All three bathrooms feature custom cultured marble sinks, tubs, and showers with matching Wood/Oak mirror frames, and the master bedroom shares a sound-insulated wall with an adjoining study/office. A custom double brick fireplace and hearth anchor the living space, complemented by porcelain tile and laminated Wood/Oak flooring throughout, plus a freshly tiled porcelain lanai (2025). Outside, the property is a true self-sufficient homestead: two private wells (675 ft and 300 ft) supply the home and pasture, which is plumbed with running water to the center fence. A 50' x 28' insulated metal shop with a section of air-conditioned space sits near the entrance, secured by an 8-camera security system, custom fabricated gates, and fenced pasture on installed metal posts. The oversized 2-car garage has its own hurricane-rated tinted windows (installed 2025) and houses a whole-property water filtration system. A striking 5' black powder-coated aluminum entrance fence and a 5' x 14' automatic curved-top double drive gate, both set in concrete, complete the entry. The home is also plumbed for a Jacuzzi and finished throughout with medium oak molding and window trim. A new Trane AC system (installed 2/19/2025) keeps electric bills low — averaging just $189.66/month ($2,275.76/year) in 2025. A rare combination of custom craftsmanship, hurricane-ready construction, and true acreage utility — wells, shop, pasture, and pole barn — all just outside Dover, FL.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,756

Sqft

10 ac

Lot size

2

Garage

1993

Year built

One

Levels

$408

Per sqft

Fireplace

Inside

FlooringOther
AppliancesOther
InteriorPrimary Bedroom Main Floor · Solid Surface Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$2,893/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,893 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,070
PMI (est., until 20% equity)$422
Property tax — 2025 actual bill$241
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $112,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $112,500
Interest rate6.00%
Loan term

Estimated payment

$6,893/mo

Principal & interest$6,070
PMI (est., until 20% equity)$422
Property taxes (actual bill)$241
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$445KedgeAI estimate $579,544 · range $464K$868K$1.2M

vs edgeAI estimate

+94.1%

$/sqft vs UNPLATTED

$408 vs $312

Days on market

1 vs 27 typical

Where $408/sqft sits among the 165 homes for sale in UNPLATTED

93
30 · this home
16
8
4
14
$166–336$336–505$505–675$675–844$844–1014$1014+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Map of 6102 DOWNING STREET

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)37 min
Walt Disney World57 min
Universal Orlando67 min
Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dover. See the full Dover guide →

DOVER 33527 — neighborhood snapshot

Population

16,412

Median age

38.3

Median income

$77,658

Median home value

$347,300

Avg household

2.96

Households w/ children

1,800

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dover market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$480K$472K

Dover median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

96 of 165

UNPLATTED have cut their price

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the DOVER 33527 median. See the full Dover market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $1,125,000 · 1 days on market since
1993Built · UNPLATTED

Reality check

What actually sold near 6102 DOWNING STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8903 DONNA LU DRIVESold · Dec ’25

$1,185,000

8903 DONNA LU DRIVE · same community

3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM

913 E GENESEE STREETSold · Dec ’25

$332,000

913 E GENESEE STREET · same community

3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM

2852 TOM BREWER LANESold · Nov ’25

$302,000

2852 TOM BREWER LANE · same community

4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6102 DOWNING STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6102 DOWNING STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6102 DOWNING STREET FAQs

What would the monthly payment be for 6102 DOWNING STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6102 DOWNING STREET?+

The most recent tax bill on record (2025) was $2,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dover?+

At $1,125,000, this home is listed about 105% above the Dover median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6102 DOWNING STREET?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,125,000 runs 113% above the DOVER 33527 median — but at 2,756 sqft it's also 23% larger than the typical Dover listing.

02Fresh on the market

Only 1 day on market in a Dover market that averages 27 — if it fits, move quickly.

03Strong assigned schools

Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Luis Perez Garcia. MLS #L4964386.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Dover homes, in your inbox

Like 6102 DOWNING STREET but not quite? A daily digest of every new listing in Dover — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Angela to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 19, 2026 at 8:50 AM UTC. The listing information on this page last changed on August 19, 2026 at 8:50 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 19, 2026 at 8:50 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 19, 2026 at 8:50 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.