CENTURY 21 Edge
$349,9003 bd2 ba1,733 sqft$202 /sqft$2,408 /mo all-in ↓

23 8TH ST S, EAGLE LAKE, FL, 33839

Active30 days on marketListed Aug 21, 2026MLS #L4964396

New constructionSingle Family ResidenceHOFFS SUB

About this home

23 8TH ST S

You know that feeling when you walk into a home and immediately start picturing your life there? This home has that kind of energy. Newly built, fresh, modern, and thoughtfully laid out, this 3-bedroom, 2-bathroom home gives you the freedom to settle in now while still having room for whatever comes next. Come inside through the covered entry and you'll see what I mean. The foyer opens into a bright, welcoming interior with high ceilings, warm flooring, recessed lighting, and natural light pouring in. The split-bedroom floor plan is one of those details you may not think about until you live with it. The primary suite has its own side of the home, while the additional bedrooms sit on the opposite side, giving everyone a little more breathing room and privacy. Now come see the kitchen, because this is where life is going to happen. The large island gives you a natural gathering spot for morning coffee, quick dinners, weekend pancakes, laptops, conversations, and those evenings when everyone somehow ends up in the kitchen anyway. Stone countertops, stainless steel appliances, pendant lighting, modern cabinetry, and a walk-in pantry keep the space looking polished while making everyday routines easier. The kitchen flows into the main living area, with a separate dining space nearby when you want to slow things down and actually sit around the table. Follow me into the primary suite. The tray ceiling gives the room a little extra character, while the private bath features a double vanity with stone counters. It's comfortable now, but more importantly, it's a space that can keep working for you as life changes. Across the home, two additional bedrooms give you options. Guest room today, office next year, creative space after that. You get to decide what the next chapter needs. Then there are the little things that make a home easier to live in. Interior laundry sits conveniently near the garage entry. The attached 2-car garage gives you room for vehicles, storage, weekend gear, or the collection of things that somehow follows us through life. Insulated windows, central air, public water and sewer, and an in-wall pest system add practical touches behind all the good looks. And with no HOA, you have one less monthly obligation to think about. Before you go, slide open the doors and step onto the covered rear lanai. This might become your favorite part. Morning coffee when the day is still quiet. Dinner outside when the weather cooperates. A comfortable chair, something cold to drink, and absolutely nowhere you need to be for a while. Beyond it, the cleared yard leaves room for your own ideas and whatever your version of outdoor living looks like. That's the fun of a newly built home. You're not walking into someone else's chapter and trying to make it yours. Bring the furniture. Bring the plans. Bring the someday ideas you've been saving. The house is ready whenever your next chapter is.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,733

Sqft

0.34 ac

Lot size

2

Garage

2025

Year built

One

Levels

$202

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Tray Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationStem Wall
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

Taxes (2025)$402/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,408 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$34
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,408/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$34
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$250KedgeAI estimate $273,058 · range $261K$291K$364K

vs edgeAI estimate

+28.1%

$/sqft vs Eagle Lake actives

$202 vs $162

Days on market

30 vs 25 typical

Where $202/sqft sits among the 66 Eagle Lake actives

25
20
12
5 · this home
0
4
$135–153$153–172$172–191$191–209$209–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Drive times from this address

Walt Disney World48 min
Downtown Tampa54 min
Universal Orlando58 min
Downtown Orlando64 min
Tampa Int’l Airport (TPA)65 min
Orlando Int’l Airport (MCO)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryPinewood Elementary School★★★★
HighLake Region High School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$295K$271K

Eagle Lake median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

19 of 66

Eagle Lake actives have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $349,900 · 30 days on market since
2025Built · HOFFS SUB

Reality check

What actually sold near 23 8TH ST S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

787 E CENTRAL AVENUESold · Mar ’26

$369,000

787 E CENTRAL AVENUE · same community

4 bd · 2 ba · 1,913 sqft · $193/sqft · 0 DOM

790 EAGLE AVENUE ESold · Jun ’26

$303,000

790 EAGLE AVENUE E · same community

3 bd · 2 ba · 1,455 sqft · $208/sqft · 64 DOM

1987 WILDER WAYSold · Jun ’26

$270,490

1987 WILDER WAY

4 bd · 2 ba · 1,733 sqft · $156/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 23 8TH ST S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23 8TH ST S — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

23 8TH ST S FAQs

What would the monthly payment be for 23 8TH ST S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,408/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 23 8TH ST S?+

The most recent tax bill on record (2025) was $402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 23 8TH ST S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $349,900, this home is listed about 17% above the Eagle Lake median of $298,490. The market section on this page shows how the area is trending.

Which schools are assigned to 23 8TH ST S?+

Pinewood Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Jen Lay. MLS #L4964396.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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