2185 VICTORIA DRIVE, DAVENPORT, FL, 33837
Active22 days on marketListed Aug 31, 2026MLS #L4964467
About this home
2185 VICTORIA DRIVE
Short Sale. A well-maintained, fully furnished 5-bedroom, 5 1/2 Bath Pool home in the much-sought-after, gated community of Providence. Providence is a golfing community with fantastic amenities, all minutes from the attractions, restaurants, shopping, and the I4. This 2-story home could be a vacation home & income producing or it could be a full-time residence. This great floor plan offers 3 master suites, one downstairs overlooking the pool and decking area and two upstairs. The entry to the home welcomes you into the living/dining and kitchen, all with tile flooring. Off the kitchen area, there are sliding doors to the wonderful, relaxing screened south-facing pool area. Plenty of room for entertaining and a covered area for dining out. There is a bathroom / wet room off the pool deck, ideally providing added convenience when using the pool. The property backs up to conservation, so you are not overlooked on the back. The spacious kitchen has granite countertops and silver appliances. The Master downstairs, with a walk-in closet, also provides access to the pool area. A half bathroom, laundry room, and 2-car garage complete the downstairs. Upstairs, we have the second and third masters, each with great closet space, and 2 additional oversized bedrooms (sharing a bathroom). The home is just a step away from the great community amenities, with a large resort-style pool with 2 amazing slides, an additional lap pool, tennis, pickleball, ping-pong, playground, dog park, gym, restaurant, events/party/function room, etc. Classes for tennis, stretch, water aerobics, golf, etc are all available. Lots of lakes, conservation area - ideal for bird watching. A cyclist's heaven. Call today for your own private tour.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
2,482
Sqft
0.14 ac
Lot size
2
Garage
2009
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,747 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,747/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$189 vs $184
Days on market
22 vs 54 typical
Where $189/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Providence
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Providence is a short-term-rental community. See the full guide →
Providence — neighborhood snapshot
Population
4,725
Median age
34
Median income
$92,222
Median home value
$384,700
Avg household
3
Households w/ children
663
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
203 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 2185 VICTORIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$460,000
2179 VICTORIA DRIVE · same community
5 bd · 5.5 ba · 2,482 sqft · $185/sqft · 12 DOM
Sold · Dec ’25$440,000
2311 VICTORIA DRIVE · same community
5 bd · 4 ba · 2,377 sqft · $185/sqft · 27 DOM
Sold · Jan ’26$415,000
2173 VICTORIA DRIVE · same community
4 bd · 4 ba · 2,342 sqft · $177/sqft · 253 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2185 VICTORIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2185 VICTORIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2185 VICTORIA DRIVE FAQs
What would the monthly payment be for 2185 VICTORIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,747/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2185 VICTORIA DRIVE?+
The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2185 VICTORIA DRIVE?+
The most recent tax bill on record (2025) was $5,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2185 VICTORIA DRIVE be rented short-term?+
Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2185 VICTORIA DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $469,900, this home is listed about 21% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2185 VICTORIA DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,900 runs 47% above the DAVENPORT 33837 median — but at 2,482 sqft it's also 27% larger than the typical Davenport listing.
02Zoned for nightly rentals
Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kerida Alli. MLS #L4964467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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