
1200 33RD STREET NW, WINTER HAVEN, FL, 33881
Active12 days on marketListed Sep 8, 2026MLS #L4964764
About this home
1200 33RD STREET NW
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in Winter Haven, built in 2023 and offering the feel of a nearly new home without the wait for new construction. The open and inviting layout features durable vinyl flooring throughout, creating a clean and modern look with easy maintenance. Thoughtful upgrades include a black aluminum privacy fence, an expanded two-car driveway, and paver walkway for added curb appeal. Inside, matte black faucets and door hardware throughout the home add a stylish, contemporary touch. The spacious backyard provides plenty of room for outdoor entertaining, pets, gardening, or simply enjoying Florida’s beautiful weather. With no HOA, you’ll have added flexibility and freedom without monthly association fees or restrictions. Conveniently located in Winter Haven, this move-in-ready home combines modern finishes, desirable upgrades, and a low-maintenance lifestyle. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,138
Sqft
0.23 ac
Lot size
2023
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,084 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,084/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.6%
$/sqft vs Winter Haven actives
$237 vs $170
Days on market
12 vs 48 typical
Where $237/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33881 — neighborhood snapshot
Population
39,189
Median age
43.6
Median income
$53,867
Median home value
$177,400
Avg household
2.61
Households w/ children
3,730
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
218 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 1200 33RD STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$215,000
1250 31ST STREET NW · same community
3 bd · 2 ba · 1,176 sqft · $183/sqft · 108 DOM
Sold · Mar ’26$199,000
3121 AVENUE M NW · same community
2 bd · 1 ba · 1,208 sqft · $165/sqft · 55 DOM
Sold · Jun ’26$160,600
1246 31ST STREET NW · same community
2 bd · 1 ba · 840 sqft · $191/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1200 33RD STREET NW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1200 33RD STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1200 33RD STREET NW FAQs
What would the monthly payment be for 1200 33RD STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,084/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1200 33RD STREET NW?+
The most recent tax bill on record (2025) was $2,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1200 33RD STREET NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $269,900, this home is listed about 5% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1200 33RD STREET NW?+
Fred G. Garner Academy (elementary), Winter Haven Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Jordan Prais. MLS #L4964764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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