
3056 MAGNOLIA STREET, ZOLFO SPRINGS, FL, 33890
Active9 days on marketListed Sep 11, 2026MLS #L4964905
About this home
3056 MAGNOLIA STREET
Welcome to this inviting 3-bedroom, 2-bathroom home in Zolfo Springs, located in a USDA-eligible area and offering comfortable living on a spacious 0.38-acre lot shaded by mature, moss-draped oak trees. A covered front entry welcomes you into the home, where the open-concept layout features luxury vinyl flooring throughout the main living areas, light neutral walls, and a vaulted ceiling with a ceiling fan that creates an airy and inviting atmosphere. The kitchen combines style and functionality with white shaker cabinetry, stainless steel appliances, marble-look countertops, pendant lighting, and an extended BREAKFAST BAR that provides a natural connection to the living room. The primary bedroom offers a comfortable retreat with its own private bathroom, while the second bedroom provides additional space for family or guests, and the third bedroom, the smallest of the three, offers flexibility for a home office, guest room, or other needs. The second full bathroom features TUB AND SHOWER combination along with updated fixtures, providing added convenience for family and guests. A convenient laundry nook is located just off the kitchen. The living room offers direct access to the backyard through sliding glass doors, creating an easy connection between the indoor and outdoor living spaces. Outside, the property features a double-wide concrete driveway, spacious 2 CAR GARAGE, and a large, fully grassed yard surrounded by mature trees. The front-yard swing offers a relaxing place to enjoy the peaceful surroundings, while the detached SHED INSTALLED IN 2021, provides additional storage. The EXPANSIVE BACKYARD offers plenty of potential for creating your ideal outdoor retreat, with ample room for entertaining, gardening, recreational activities, pets, a play area, or even adding additional outdoor living features while still maintaining plenty of open space. Located in peaceful Zolfo Springs, the home is conveniently close to local shopping, dining, schools, parks, and outdoor recreation, including Zolfo Springs Community Park, Pioneer Park, the Zolfo Springs Boat Ramp, and the Peace River. Wauchula is also just a short drive away, providing additional shopping, restaurants, medical services, and everyday conveniences, while US-17 offers convenient access to surrounding Hardee County communities. With its spacious lot, comfortable interior, 2-car garage, generous outdoor space, and backyard potential, this home offers an excellent opportunity to enjoy a quieter Florida lifestyle with convenient access to nearby amenities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.38 ac
Lot size
2
Garage
2020
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,209 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,209/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Zolfo Springs
Get to know Zolfo Springs. See the full Zolfo Springs guide →
ZOLFO SPRINGS 33890 — neighborhood snapshot
Population
4,991
Median age
34.9
Median income
$70,179
Median home value
$140,700
Avg household
3.25
Households w/ children
683
The numbers that matter
The Zolfo Springs market
$221K → $318K
Zolfo Springs median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Zolfo Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the ZOLFO SPRINGS 33890 median. See the full Zolfo Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3056 MAGNOLIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$205,000
904 TERRIER DRIVE
3 bd · 1 ba · 1,536 sqft · $133/sqft · 305 DOM
Sold · Jun ’26$285,000
127 5TH STREET W
3 bd · 2 ba · 1,980 sqft · $144/sqft · 22 DOM
Sold · Sep ’25$550,000
479 STATE ROAD 64 E
3 bd · 2 ba · 2,290 sqft · $240/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3056 MAGNOLIA STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3056 MAGNOLIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3056 MAGNOLIA STREET FAQs
What would the monthly payment be for 3056 MAGNOLIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,209/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3056 MAGNOLIA STREET?+
The most recent tax bill on record (2025) was $3,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3056 MAGNOLIA STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zolfo Springs?+
At $279,990, this home is listed about 12% above the Zolfo Springs median of $250,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4964905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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