CENTURY 21 Edge
$2,500,0005 bd4.5 ba0 sqft$14,671 /mo all-in ↓

84 URBANIZACION DE RIO ORO, SANTA ANA, OC

Active434 days on marketListed Jun 9, 2025MLS #N6139189

Private poolSingle Family Residence

About this home

84 URBANIZACION DE RIO ORO

Where Life Slows Down and You Begin Again! Sun & Green Retreat | Santa Ana, Costa Rica. There’s a place where the mornings begin with birdsong, where sunlight dances across a saltwater pool, and time feels like it belongs to you again. Nestled in one of Costa Rica’s most coveted neighborhoods, Sun & Green Retreat isn’t just a home, it’s a return to balance, to beauty, to intention. This private estate was designed to be lived in deeply: from its lush organic garden and fruit trees to the handcrafted wood bar, open-air rancho, and serene walking paths that lead you nowhere in particular, except inward. Behind its gated entrance, the world slows down. Inside, natural light spills through open spaces, fine finishes wrap every corner with warmth, and every room speaks the language of comfort and sophistication. This is a home for dreamers. For those who host with heart. For those who know the true luxury isn’t just about what you own,-it’s about how you live. Whether you’re seeking a personal sanctuary or a strategic international investment, Sun & Green Retreat offers a life of beauty, privacy, and connection, just minutes from the vibrancy of San José and the calm of the Pacific coast.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

0

Sqft

0.9 ac

Lot size

2

Garage

1999

Year built

Two

Levels

Private poolGarden & Mountain(s) & Pool & Trees/Woods view

Inside

FlooringCeramic Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Ice Maker · Microwave · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofMetal
ConstructionConcrete · Stone
FoundationConcrete Perimeter · Slab
ViewGarden · Mountain(s) · Pool · Trees/Woods
FacesSoutheast
ExteriorCourtyard · Garden · Lighting · Outdoor Grill · Outdoor Kitchen

Community & fees

Taxes (2025)$1,000/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,671 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,490
PMI (est., until 20% equity)$938
Property tax — 2025 actual bill$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $250,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $250,000
Interest rate6.00%
Loan term

Estimated payment

$14,671/mo

Principal & interest$13,490
PMI (est., until 20% equity)$938
Property taxes (actual bill)$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside SANTA ANA

Map of 84 URBANIZACION DE RIO ORO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 84 URBANIZACION DE RIO ORO — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 84 URBANIZACION DE RIO ORO — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

84 URBANIZACION DE RIO ORO FAQs

What would the monthly payment be for 84 URBANIZACION DE RIO ORO?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,671/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 84 URBANIZACION DE RIO ORO?+

The most recent tax bill on record (2025) was $1,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Listing courtesy of GVO REALTY LLC · Gerly Oden. MLS #N6139189.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 17, 2026 at 6:31 PM UTC. The listing information on this page last changed on August 17, 2026 at 6:31 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 17, 2026 at 6:31 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 17, 2026 at 6:31 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

84 URBANIZACION DE RIO ORO, SANTA ANA, OC — 5 Bed, 4.5 Bath — $2,500,000 | CENTURY 21 Edge