
84 URBANIZACION DE RIO ORO, SANTA ANA, OC
Active434 days on marketListed Jun 9, 2025MLS #N6139189
About this home
84 URBANIZACION DE RIO ORO
Where Life Slows Down and You Begin Again! Sun & Green Retreat | Santa Ana, Costa Rica. There’s a place where the mornings begin with birdsong, where sunlight dances across a saltwater pool, and time feels like it belongs to you again. Nestled in one of Costa Rica’s most coveted neighborhoods, Sun & Green Retreat isn’t just a home, it’s a return to balance, to beauty, to intention. This private estate was designed to be lived in deeply: from its lush organic garden and fruit trees to the handcrafted wood bar, open-air rancho, and serene walking paths that lead you nowhere in particular, except inward. Behind its gated entrance, the world slows down. Inside, natural light spills through open spaces, fine finishes wrap every corner with warmth, and every room speaks the language of comfort and sophistication. This is a home for dreamers. For those who host with heart. For those who know the true luxury isn’t just about what you own,-it’s about how you live. Whether you’re seeking a personal sanctuary or a strategic international investment, Sun & Green Retreat offers a life of beauty, privacy, and connection, just minutes from the vibrancy of San José and the calm of the Pacific coast.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
0
Sqft
0.9 ac
Lot size
2
Garage
1999
Year built
Two
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,671 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,671/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside SANTA ANA
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 84 URBANIZACION DE RIO ORO — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 84 URBANIZACION DE RIO ORO — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
84 URBANIZACION DE RIO ORO FAQs
What would the monthly payment be for 84 URBANIZACION DE RIO ORO?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,671/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 84 URBANIZACION DE RIO ORO?+
The most recent tax bill on record (2025) was $1,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Listing courtesy of GVO REALTY LLC · Gerly Oden. MLS #N6139189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.