1 PEARL STREET UNIT 1, ENGLEWOOD, FL, 34223
Active336 days on marketListed Sep 12, 2025MLS #N6140466
About this home
1 PEARL STREET UNIT 1
Back on the market at no fault of the sellers. Welcome to your MOVE in READY, TURNKEY dream beach home! Nestled in a quiet gated community on the key, this charming property offers the perfect blend of relaxation and convenience. Enjoy the serene ambiance of coastal living while being just a short walk across the street to the beautiful beach where you can enjoy sunbathing, swimming, or beach combing at your leisure. Dive into relaxation at the community pool, perfect for a refreshing swim or lounging under the sun. This home has been fully renovated with Ceramic Tile throughout, NEW Appliances, NEW Roof (2023), NEW Electrical Panel, NEW Cabinets with Quartz Countertop and NEW Elevated AC Condenser. The NEW Furniture and Decor give this home the Coastal feeling you have been looking for. The Home Owners Association covers your Insurance for added peace of mind. For your dining pleasure there are restaurants close by that also provide musical entertainment. All you need to do is bring yourself and your imagination to live your favorite Gulf Coast life. This beach home is not just a place to stay, it's a lifestyle. Don’t miss out on the opportunity to own your piece of paradise!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,275
Sqft
0.03 ac
Lot size
1971
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.4%
$/sqft vs Englewood actives
$281 vs $240
Days on market
336 vs 68 typical
Where $281/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood Beach
Get to know Englewood. See the full Englewood guide →
Englewood Beach — neighborhood snapshot
Population
407
Median age
73
Median income
$110,034
Median home value
$629,684
Avg household
2
Households w/ children
10%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $365K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
183 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 PEARL STREET UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$370,000
1977 BEACH ROAD UNIT 78
2 bd · 2 ba · 1,299 sqft · $285/sqft · 2 DOM
Sold · Jul ’26$550,000
2380 N BEACH ROAD UNIT 210
2 bd · 2 ba · 1,237 sqft · $445/sqft · 4 DOM
Sold · Mar ’26$603,000
40 SAND DOLLAR LANE
2 bd · 2 ba · 1,222 sqft · $493/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 PEARL STREET UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 PEARL STREET UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 PEARL STREET UNIT 1 FAQs
What would the monthly payment be for 1 PEARL STREET UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,994/mo — principal and interest, the actual property-tax bill, the $990/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 PEARL STREET UNIT 1?+
The association fee works out to $990 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 PEARL STREET UNIT 1?+
The most recent tax bill on record (2024) was $6,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 PEARL STREET UNIT 1?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $358,000, this home is listed about 1% below the Englewood median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1 PEARL STREET UNIT 1?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ENGLEWOOD 34223 market on paper
$358,000 is 7% below the ENGLEWOOD 34223 median of $386,250, and at $281/sqft it sits under the Englewood average of $312.
02Know the monthly fee
The association fee is $990/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
336 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $430,000, now $358,000 — a $72K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Terri Persing. MLS #N6140466.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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