CENTURY 21 Edge
$485,0003 bd2 ba2,231 sqft$217 /sqft$3,463 /mo all-in ↓

339 BARCELONA STREET, PUNTA GORDA, FL, 33983

Active11 days on marketListed Jul 31, 2026MLS #N6145203

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 20

About this home

339 BARCELONA STREET

Quietly tucked away on a culdesac in the highly desired Deep Creek neighborhood, this home checks all the boxes of perfect Florida living. The block home offers 2,231 square feet of air-conditioned living space, complemented by nearly 1,200 additional square feet of screened outdoor living. Further enjoy a roomy two car garage that’s 4 foot longer and 5 foot wider than a standard two car garage. Finally, enjoy the savings of the paid-off at closing solar panels with Tesla power wall home energy storage system on the home to enjoy energy savings. The home's grand new impact-resistant double-door entry creates a striking first impression while providing added peace of mind. Inside the home, find easy to care for tile flooring throughout and a functional well-thought out floorplan. The home features a welcoming front sitting room, perfect for greeting and hosting guests or enjoying quiet conversation. Adjacent to and open to this space sits a formal dining room space. Anchoring the heart of the home, the kitchen seamlessly connects to the family room, creating an inviting space for everyday living and entertaining. The kitchen features ample cabinetry with under cabinet lighting, granite counters that cascade up as backsplash and stainless steel appliances. A large pass-through window to the lanai further enhances indoor-outdoor entertaining. The home's desirable split-bedroom layout places all bedrooms at the rear of the home, thoughtfully separating the primary suite from the secondary bedrooms for added privacy. The spacious primary suite spans more than 260 square feet, easily accommodating oversized furnishings while offering dual walk-in closets and a beautifully appointed ensuite bathroom featuring dual vanities, a striking freestanding soaking tub, and an oversized glass-enclosed tiled shower. Sliding glass doors provide the primary suite with private access to the screened lanai, pool, and hot tub, creating the perfect owner's retreat. The secondary wing features two spacious guest bedrooms, each with walk-in closets, while one enjoys direct sliding glass door access to the pool. Completing this wing is a generously sized guest bathroom featuring a glass-enclosed tiled shower, an extended vanity, ample linen storage, and convenient access to the lanai, making it the perfect pool bath. Designed to embrace Florida's indoor-outdoor lifestyle, four sliding glass doors seamlessly connect the interior to an expansive screened lanai. Nearly 500 square feet of covered outdoor living space, complete with two ceiling fans and a spacious hot tub, creates the perfect setting for entertaining or simply unwinding. Beyond the covered lanai, a solar-heated gunite pool surrounded by decorative concrete pavers invites endless days in the Florida sunshine, while the soothing sounds of the charming mermaid fountain create a tranquil atmosphere. Mature landscaping envelops the backyard in privacy, with colorful flowering plants complemented by producing mango and lychee trees that add beauty and seasonal enjoyment. Adding even greater peace of mind, this home has benefited from extensive recent improvements. A new roof was installed in 2022, HVAC system in 2020, hot water heater in 2023, pool solar heating system with some panels replaced new in 2023, and a roof-mounted solar photovoltaic system with Tesla Powerwall—valued at more than $30,000—was added in 2024. Simply move in and enjoy energy-efficient Florida living for years to come.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,231

Sqft

0.25 ac

Lot size

2

Garage

1988

Year built

One

Levels

$217

Per sqft

Private poolWaterfront

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorHurricane Shutters · Irrigation System

Community & fees

HOA fee$18/mo
Taxes (2025)$2,578/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,463 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property tax — 2025 actual bill$215
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,975
Interest rate6.00%
Loan term

Estimated payment

$3,463/mo

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property taxes (actual bill)$215
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $485K
$418KedgeAI estimate $455,603 · range $436K$485K$505K

vs edgeAI estimate

+6.5%

$/sqft vs PUNTA GORDA ISLES SEC 20

$217 vs $183

Days on market

11 vs 62 typical

Where $217/sqft sits among the 38 homes for sale in PUNTA GORDA ISLES SEC 20

11
14
5
2 · this home
4
2
$154–174$174–193$193–213$213–233$233–253$253+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Map of 339 BARCELONA STREET inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

20 of 38

PUNTA GORDA ISLES SEC 20 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 547% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $485,000 · 11 days on market since
1988Built · PUNTA GORDA ISLES SEC 20

Reality check

What actually sold near 339 BARCELONA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25688 DEEP CREEK BOULEVARDSold · Mar ’26

$418,000

25688 DEEP CREEK BOULEVARD · same community

3 bd · 2 ba · 2,239 sqft · $187/sqft · 118 DOM

26205 TOCANTINS COURTSold · Feb ’26

$400,000

26205 TOCANTINS COURT · same community

3 bd · 2 ba · 2,209 sqft · $181/sqft · 4 DOM

26176 ARGENTINA DRIVESold · Feb ’26

$500,000

26176 ARGENTINA DRIVE · same community

3 bd · 2 ba · 2,322 sqft · $215/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 339 BARCELONA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 339 BARCELONA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

339 BARCELONA STREET FAQs

What would the monthly payment be for 339 BARCELONA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,463/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 339 BARCELONA STREET?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 339 BARCELONA STREET?+

The most recent tax bill on record (2025) was $2,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 339 BARCELONA STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $485,000, this home is listed about 43% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 339 BARCELONA STREET?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$485,000 runs 547% above the PUNTA GORDA 33983 median — but at 2,231 sqft it's also 33% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Crystal Schwartz. MLS #N6145203.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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