8320 RIVERSIDE DRIVE UNIT 51B, PUNTA GORDA, FL, 33982
Active37 days on marketListed Aug 14, 2026MLS #N6145321
About this home
8320 RIVERSIDE DRIVE UNIT 51B
Welcome to Lazy Lagoon in Punta Gorda! This beautifully maintained manufactured home is being offered turnkey, making it easy to move right in and start enjoying the Florida lifestyle. This home has been lovingly cared for and features numerous updates, including a 2022 roof, 2022 bedroom carpeting, fresh interior paint, new ductwork and HVAC blower motor in 2025, new hot water heater in 2025, updated skirting/lattice, and new blinds in the kitchen and bedrooms. The elevated A/C system adds peace of mind and efficiency. The primary suite features an ensuite bath with a walk-in shower and built-in seating, while the second bathroom offers a tub/shower combination. A washer and dryer are conveniently located inside the home, and the outdoor storage shed includes shelving and even a pressure washer. Enjoy low monthly expenses with water, sewer, and trash included in the HOA! Boat and trailer parking is available in a secured area for only $25 per year. Lazy Lagoon is a friendly, active waterfront community located on Shell Creek off the Peace River, offering a fishing dock, kayak and paddleboard access, fish cleaning station, shuffleboard, billiards, pool room, community laundry, and a concrete-block clubhouse. Residents enjoy Bingo, potlucks, dancing, pancake breakfasts, game nights, and plenty of opportunities to make new friends while still respecting one another's privacy. Located in beautiful Punta Gorda, you're close to historic downtown, waterfront parks, the Harborwalk, restaurants, shopping, fishing, boating, and outdoor recreation, with convenient access to I-75 and the Gulf Coast. Well-maintained, thoughtfully updated, partially turnkey, and surrounded by an active waterfront community—this is Florida living made easy!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
805
Sqft
0.06 ac
Lot size
2007
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,095 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,095/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16%
$/sqft vs Punta Gorda actives
$124 vs $203
Days on market
37 vs 63 typical
Where $124/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
224 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 8320 RIVERSIDE DRIVE UNIT 51B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$134,500
3204 BAYSIDE PARKWAY
2 bd · 2 ba · 832 sqft · $162/sqft · 105 DOM
Sold · Aug ’26$125,000
4907 DUNCAN ROAD
2 bd · 2 ba · 896 sqft · $140/sqft · 30 DOM
Sold · Jan ’26$100,000
3314 BAYSIDE PARKWAY UNIT C2900
2 bd · 2 ba · 896 sqft · $112/sqft · 388 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8320 RIVERSIDE DRIVE UNIT 51B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8320 RIVERSIDE DRIVE UNIT 51B — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8320 RIVERSIDE DRIVE UNIT 51B FAQs
What would the monthly payment be for 8320 RIVERSIDE DRIVE UNIT 51B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,095/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8320 RIVERSIDE DRIVE UNIT 51B?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8320 RIVERSIDE DRIVE UNIT 51B?+
The most recent tax bill on record (2025) was $1,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8320 RIVERSIDE DRIVE UNIT 51B?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $99,900, this home is listed about 71% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 8320 RIVERSIDE DRIVE UNIT 51B?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Sherry Carreau. MLS #N6145321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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