CENTURY 21 Edge
$426,9993 bd2 ba1,741 sqft$245 /sqft$3,132 /mo all-in ↓

5632 SUMMIT POINTE CIRCLE UNIT 104, BRADENTON, FL, 34210

Active22 days on marketListed Aug 29, 2026MLS #N6145525

New constructionCondominiumLEGENDS COVE

About this home

5632 SUMMIT POINTE CIRCLE UNIT 104

Now is your opportunity to own this builder decorated model end-unit condo located in the highly sought after community of Legends Cove. This gated coastal community is just minutes from beautiful sandy Gulf beaches and only 8 minutes to the world-renowned IMG Academy. Ideally located between Sarasota and Tampa, this home offers convenient access to world-class dining, arts, entertainment, and the white sand shores and crystal-clear waters of Anna Maria Island, Longboat Key, and Siesta Key. This condo can be sold Turnkey Furnished under a separate agreement. The first-floor units boast a private side entrance and an expansive light filled open concept floor plan featuring 3 bedrooms and 2 bathrooms, as well as a 2-car garage. This residence is more than just a condo; it is truly a home! Step through the front door into a proper foyer and enjoy tile laid on the diagonal that runs throughout the entire unit, making this unit carpet free! There are decorative upgrades throughout including wood accent walls and ceilings, designer light fixtures, beautiful wall coverings, designer paint, and so much more! The kitchen features white shaker style cabinets, beautiful quartz countertops, and a stainless-steel appliance package. Enjoy a beautiful pond view while you prepare a fantastic meal that is easily served buffet style on the oversized island... perfect for entertaining or everyday living. The entire space is filled with light thanks to large windows throughout and oversized sliders that are all designed with the highest rated HURRICANE IMPACT GLASS! The living room provides a wonderful space to entertain and seamlessly flows into a dining area that easily accommodates a large table for serving. The owner's suite is large in space with room to create a home office or extra sitting area and showcases a decorative wood ceiling and coastal inspired accent wall. Large sliders lead to the lanai, and a huge window will allow you to enjoy the view right from the comfort of your bed. 2 massive walk-in closets give you ample storage, and the owner's bathroom showcases dual sink vanity, an oversized walk-in shower with seamless glass, and a separate water closet. Across the condo you will find 2 additional bedrooms that are generous in size, and a large full bathroom that features a tub/shower combo. Just before stepping out to the 2-car garage, there is an in-unit laundry room. Enjoy low maintenance living in a coastal inspired community with community pool. If you have been dreaming of owning a piece of Florida’s paradise, don’t miss your chance to own this stunningly designed builder model. Set up a showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,741

Sqft

0.32 ac

Lot size

2

Garage

2025

Year built

One

Levels

$245

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$269/mo
Taxes (2025)$0/yr
PetsYes
CommunityGated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,132 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,514
FHA mortgage insurance (est.)$189
Property tax — 2025 actual bill$0
Condo fee — from the listing$269
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,945Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,945
Interest rate6.00%
Loan term

Estimated payment

$3,523/mo

Principal & interest$2,514
FHA mortgage insurance (est.)$189
Est. property taxes$391
HOA / condo fee$269
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $427K
$359KedgeAI estimate $400,235 · range $374K$465K$483K

vs edgeAI estimate

+6.7%

$/sqft vs Bradenton actives

$245 vs $241

Days on market

22 vs 56 typical

Where $245/sqft sits among the 400 Bradenton actives

123
116 · this home
77
40
18
26
$130–194$194–259$259–323$323–387$387–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

MiddleElecta Lee Magnet Middle School★★★★★
ElementaryBayshore Elementary School★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

255 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Aug 29, 2026Listed at $426,999 · 22 days on market since
2025Built · LEGENDS COVE

Reality check

What actually sold near 5632 SUMMIT POINTE CIRCLE UNIT 104

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5632 SUMMIT POINTE CIRCLE UNIT 101Sold · Nov ’25

$385,000

5632 SUMMIT POINTE CIRCLE UNIT 101 · same community

3 bd · 2 ba · 1,741 sqft · $221/sqft · 107 DOM

5628 SUMMIT POINTE CIRCLE UNIT 101Sold · Jul ’26

$375,000

5628 SUMMIT POINTE CIRCLE UNIT 101 · same community

3 bd · 2 ba · 1,741 sqft · $215/sqft · 409 DOM

5608 SUMMIT POINTE CIRCLE UNIT 101Sold · Jul ’26

$375,000

5608 SUMMIT POINTE CIRCLE UNIT 101 · same community

3 bd · 2 ba · 1,741 sqft · $215/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 5632 SUMMIT POINTE CIRCLE UNIT 104 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5632 SUMMIT POINTE CIRCLE UNIT 104 — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5632 SUMMIT POINTE CIRCLE UNIT 104 FAQs

What would the monthly payment be for 5632 SUMMIT POINTE CIRCLE UNIT 104?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,132/mo — principal and interest, estimated property taxes, the $269/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5632 SUMMIT POINTE CIRCLE UNIT 104?+

The association fee works out to $269 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5632 SUMMIT POINTE CIRCLE UNIT 104?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5632 SUMMIT POINTE CIRCLE UNIT 104?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $426,999, this home is listed about 9% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5632 SUMMIT POINTE CIRCLE UNIT 104?+

Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Walter Shepherd. MLS #N6145525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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