1120 78TH STREET NW, BRADENTON, FL, 34209
Active12 days on marketListed Sep 8, 2026MLS #N6145678
About this home
1120 78TH STREET NW
YOUR BRADENTON POOL HOME PARADISE AWAITS | SHORT-TERM RENTALS ALLOWED | BRAND-NEW ROOF + 25-YEAR WARRANTY | UPDATED IMPACT WINDOWS | BLOCK HOME | NO FLOOD ZONE | NO HOA | NO CDD | PUBLIC WATER & SEWER Completely remodeled and truly turnkey! This beautifully updated 4-bedroom, 2-bathroom block home in Bradenton offers an exceptional combination of modern finishes, major upgrades, and flexibility for both homeowners and investors. The home has been renovated throughout with new flooring, a completely remodeled kitchen, beautifully updated bathrooms, fresh modern finishes, and updated landscaping. Major improvements include a brand-new roof with a 25-year warranty, updated impact windows, and updated pool equipment. The backyard is designed for Florida living, featuring a beautifully resurfaced swimming pool backed by a 1-year warranty and a refreshed outdoor setting perfect for entertaining, relaxing, or enjoying the Florida sunshine. Adding even more value, short-term rentals are allowed, while the property has no HOA, no CDD, and is located outside a flood zone. The home also features public water and public sewer. Whether you're looking for a move-in-ready primary residence, second home, vacation property, or investment opportunity, this property delivers the upgrades and flexibility today's buyers are looking for. Turnkey. Completely remodeled. Pool. Short-term rental potential. New roof. Impact windows. Block construction. No flood zone. No HOA. No CDD. Public water and sewer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,638
Sqft
0.23 ac
Lot size
2
Garage
1979
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,213 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,213/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$384 vs $241
Days on market
12 vs 56 typical
Where $384/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Catalina
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Catalina — neighborhood snapshot
Population
285
Median age
51
Median income
$106,786
Median home value
$464,700
Avg household
3
Households w/ children
29%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
254 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 1120 78TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$620,000
1116 76TH STREET NW · same community
3 bd · 2 ba · 1,657 sqft · $374/sqft · 3 DOM
Sold · Oct ’25$647,000
7603 9TH AVENUE DRIVE NW · same community
4 bd · 2 ba · 1,612 sqft · $401/sqft · 1 DOM
Sold · Oct ’25$345,000
1119 76TH STREET NW · same community
3 bd · 2 ba · 1,607 sqft · $215/sqft · 213 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1120 78TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1120 78TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1120 78TH STREET NW FAQs
What would the monthly payment be for 1120 78TH STREET NW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,213/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1120 78TH STREET NW?+
The most recent tax bill on record (2025) was $5,075. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $629,000, this home is listed about 61% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1120 78TH STREET NW?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$629,000 runs 118% above the BRADENTON 34209 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · David Melman. MLS #N6145678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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