CENTURY 21 Edge
$1,200,000$1,995,000$7,329 /mo all-in ↓

TUMBLIN DRIVE, NEW SMYRNA BEACH, FL, 32168

Active610 days on marketListed Dec 9, 2024MLS #NS1083246

Reduced $795KWaterfront

About this home

TUMBLIN DRIVE

Discover this rare and expansive Turnbull Bay, BAYFRONT property in New Smyrna Beach, offering breathtaking water views and unparalleled versatility. Spanning over 13.45 acres, (9.5 useable) this property is a dream come true for the outdoor water-life enthusiast, or investor/developer looking to expand their portfolio. Located just a few miles from the sandy beaches of New Smyrna Beach and its bustling Downtown Canal Street and Flagler Avenue, which include wonderful dining options, unique shops and boutiques, cultural day events and fun nightlife entertainment. This property is also only 90 miles south of Jacksonville, 20 miles south of Daytona Beach and 60 miles north-east of Orlando, Florida.

Facts & features

The home at a glance

13.45 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2023)$2,931/yr

Utilities & systems

UtilitiesPublic · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,329 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2023 actual bill$244
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,329/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$244
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside New Smyrna Beach

Map of TUMBLIN DRIVE

Drive times from this address

Downtown Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32168 — neighborhood snapshot

Population

30,688

Median age

54.9

Median income

$72,967

Median home value

$310,200

Avg household

2.15

Households w/ children

2,507

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 220% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,200,000 $795K
Dec 9, 2024Listed at $1,995,000 · 610 days on market since

Reality check

What actually sold near TUMBLIN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

701 WEST STREETSold · Dec ’25

$216,750

701 WEST STREET

3 bd · 1 ba · 910 sqft · $238/sqft · 116 DOM

511 TERRIER WAYSold · Aug ’25

$255,000

511 TERRIER WAY

3 bd · 2 ba · 1,038 sqft · $246/sqft · 114 DOM

1004 WILKINS STREETSold · Feb ’26

$230,000

1004 WILKINS STREET

3 bd · 1.5 ba · 1,078 sqft · $213/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TUMBLIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TUMBLIN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

TUMBLIN DRIVE FAQs

What would the monthly payment be for TUMBLIN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TUMBLIN DRIVE?+

The most recent tax bill on record (2023) was $2,931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Smyrna Beach?+

At $1,200,000, this home is listed about 133% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.

Which schools are assigned to TUMBLIN DRIVE?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,200,000 runs 220% above the NEW SMYRNA BEACH 32168 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

610 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,995,000, now $1,200,000 — a $795K cut. The full history is in the market section below.

Listing courtesy of SMITH REALTY AND ASSOC INC · Andrew Ownby. MLS #NS1083246.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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TUMBLIN DRIVE, NEW SMYRNA BEACH, FL — $1,200,000 | CENTURY 21 Edge