204 DUNE CIRCLE, NEW SMYRNA BEACH, FL, 32169
Active474 days on marketListed Apr 16, 2025MLS #NS1084591
About this home
204 DUNE CIRCLE
Bring an Offer. Seller is negotiable. Build your dream home on this rare 9,134 sq ft (Approx. 146' x 62') vacant lot in the heart of North Beach, one of New Smyrna Beach’s most desirable neighborhoods. This ready-to-build homesite is just a short walk to Smyrna Dunes Park, the dog beach, New Smyrna Beach inlet for very consistent surfing and fishing conditions, and the Intracoastal Waterway for boating and paddleboarding. Enjoy the ultimate coastal lifestyle with golf cart or bike access to Flagler Avenue’s charming shops, restaurants, and local events. With no HOA and surrounded by beautiful homes, this is your chance to create a custom beachside retreat in the perfect location.
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,920 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,920/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 DUNE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$550,000
216 DUNE CIRCLE · same community
4 bd · 2 ba · 1,215 sqft · $453/sqft · 213 DOM
Sold · Feb ’26$1,137,500
205 OCEAN DRIVE · same community
4 bd · 3 ba · 1,868 sqft · $609/sqft · 178 DOM
Sold · Aug ’25$1,140,000
208 DUNE CIRCLE · same community
3 bd · 3 ba · 2,500 sqft · $456/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 204 DUNE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 DUNE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
204 DUNE CIRCLE FAQs
What would the monthly payment be for 204 DUNE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,920/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 204 DUNE CIRCLE?+
The most recent tax bill on record (2024) was $6,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $899,000, this home is listed about 75% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 204 DUNE CIRCLE?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,000 runs 71% above the NEW SMYRNA BEACH 32169 median.
02Time on market is leverage
474 days on market against a New Smyrna Beach median of 69 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Chad Erickson. MLS #NS1084591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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