12 BOGEY CIRCLE, NEW SMYRNA BEACH, FL, 32168
Active334 days on marketListed Sep 10, 2025MLS #NS1085928
About this home
12 BOGEY CIRCLE
Nestled between 2 golf courses, this is the perfect residence or 2nd home for any golfer looking for an affordable home in a centrally located neighborhood that is the area's best value! Freshly painted interior and exterior home offers peace of mind with 2023 A/C system. Commercial rain gutters installed 2021. Oversize 14 x 19 one-car garage with lots of natural light and storage closet. Screen room can easily be converted to house your golf cart, if desired. Ample driveway provides parking for 2 cars side by side, as well as golf cart parking in front of screen room. Primary bedroom has adjacent home office/den that is under central A/C, providing a private space for whatever use you like. Newer W/D in laundry closet within the home.Newer vinyl floors in bedrooms, and laminate floors in rest of living space. Double pane windows and updated bathrooms with new cabinets and comfort-height toilets. Affordable HOA annual dues of $275 provide mandatory termite bond and irrigation system with water to sprinklers. Heated Community Pool is available by optional membership and purchase of pool certificate. Close to Historic Canal Street shopping and dining, and eclectic Flagler Avenue and the beach are but a short drive or even a bike ride.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,220
Sqft
0.07 ac
Lot size
1
Garage
1981
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,763 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,763/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.2%
$/sqft vs New Smyrna Beach actives
$193 vs $368
Days on market
334 vs 68 typical
Where $193/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fairway
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Fairway — neighborhood snapshot
Population
3,426
Median age
60
Median income
$57,702
Median home value
$245,120
Avg household
2
Households w/ children
134
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 BOGEY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$305,000
316 CITRUS OPEN DRIVE · same community
2 bd · 2 ba · 1,575 sqft · $194/sqft · 349 DOM
Sold · Jun ’26$275,000
13 TRAP CIRCLE · same community
2 bd · 2 ba · 1,640 sqft · $168/sqft · 370 DOM
Sold · Nov ’25$350,000
240 GOLF CLUB DRIVE · same community
3 bd · 2 ba · 1,879 sqft · $186/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12 BOGEY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 BOGEY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 BOGEY CIRCLE FAQs
What would the monthly payment be for 12 BOGEY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,763/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 BOGEY CIRCLE?+
The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 BOGEY CIRCLE?+
The most recent tax bill on record (2024) was $1,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 BOGEY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $235,000, this home is listed about 54% below the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12 BOGEY CIRCLE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$235,000 is 37% below the NEW SMYRNA BEACH 32168 median of $375,000, and at $193/sqft it sits under the New Smyrna Beach average of $418.
02Time on market is leverage
334 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $255,000, now $235,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · John Vazquez. MLS #NS1085928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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