
1308 LIVE OAK STREET, NEW SMYRNA BEACH, FL, 32168
Active289 days on marketListed Nov 3, 2025MLS #NS1086397
About this home
1308 LIVE OAK STREET
Seize this rare opportunity to create your ideal home on a spacious 65’ x 160’ lot, perfectly situated on a quiet, tree-lined street in the vibrant heart of Downtown New Smyrna Beach. Once cleared, this generous parcel will provide a blank canvas for your custom-designed residence, tailored to your lifestyle and vision. Enjoy the best of NSB living just steps from your future doorstep: stroll to Historic Canal Street, unwind at Riverside Park, explore local art festivals, or dine and shop at a variety of charming boutiques and eateries. And when you're ready for the beach, it's just a quick 5-minute drive to the shoreline. Brannon Construction of Winter Park is ready to bring your vision to life, offering custom floor plans to spark your inspiration and guide your design journey. Call today for more details!
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Mainland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
South Mainland — neighborhood snapshot
Population
1,029
Median age
56
Median income
$61,397
Median home value
$308,200
Avg household
2
Households w/ children
56%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1308 LIVE OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$745,000
1510 LIVE OAK STREET · same community
4 bd · 3.5 ba · 2,812 sqft · $265/sqft · 209 DOM
Sold · Nov ’25$960,000
1413 LIVE OAK STREET · same community
4 bd · 3 ba · 2,831 sqft · $339/sqft · 36 DOM
Sold · Jan ’26$150,000
121 VALENCIA DRIVE
2 bd · 1 ba · 606 sqft · $248/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1308 LIVE OAK STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1308 LIVE OAK STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1308 LIVE OAK STREET FAQs
What would the monthly payment be for 1308 LIVE OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,184/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1308 LIVE OAK STREET?+
The most recent tax bill on record (2024) was $2,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $450,000, this home is listed about 14% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1308 LIVE OAK STREET?+
Read-Pattillo Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KINCAID REALTY · Stephanie Stallard. MLS #NS1086397.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 1308 LIVE OAK STREET but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gianfranco to ping you on any price or status change →


