831 E 21ST AVENUE, NEW SMYRNA BEACH, FL, 32169
Active182 days on marketListed Feb 10, 2026MLS #NS1087323
About this home
831 E 21ST AVENUE
Extensively rebuilt in the year 2025 following a fire, this 4Bd, 3Ba property has undergone a comprehensive transformation with major systems, finishes, and structural components replaced. Improvements completed in year 2025 include updated electrical brought to current code with updated panels, replaced HVAC systems with ductwork and boots, replaced drywall and insulation, remodeled kitchen and bathrooms, replaced flooring throughout, fresh interior and exterior paint, replaced soffits and gutters, updated garage door opener, replaced blinds, and updated ceiling fans and light fixtures. Additional improvements include a roof replaced in 2023, water heater replaced in 2024, and appliances that are all less than three years old. Window updates include seven windows replaced in 2016, along with three additional windows and a sliding glass door replaced in 2025. The floorplan offers flexible living space, including a downstairs family room with a summer kitchenette, providing potential for an in-law suite. Outdoor amenities feature a large heated pool with lap lane and an 8' social sun shelf with fiber optic lighting, a wood deck, and a screened patio, all within a private backyard. This home is an easy walk to the beach.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,970
Sqft
0.17 ac
Lot size
1
Garage
1982
Year built
Two
Levels
$533
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,706 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,706/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs NEW SMYRNA BEACH
$533 vs $492
Days on market
182 vs 68 typical
Where $533/sqft sits among the 6 homes for sale in NEW SMYRNA BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
4 of 6
NEW SMYRNA BEACH have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 831 E 21ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$900,000
827 E 26TH AVENUE · same community
4 bd · 3 ba · 1,832 sqft · $491/sqft · 26 DOM
Sold · Mar ’26$760,000
2310 S ATLANTIC AVENUE · same community
3 bd · 3 ba · 1,830 sqft · $415/sqft · 3 DOM
Sold · Nov ’25$780,000
837 E 19TH AVENUE · same community
3 bd · 3 ba · 2,160 sqft · $361/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 831 E 21ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 831 E 21ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
831 E 21ST AVENUE FAQs
What would the monthly payment be for 831 E 21ST AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,706/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 831 E 21ST AVENUE?+
The most recent tax bill on record (2025) was $5,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 831 E 21ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,050,000, this home is listed about 104% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 831 E 21ST AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,050,000 runs 100% above the NEW SMYRNA BEACH 32169 median — but at 1,970 sqft it's also 18% larger than the typical New Smyrna Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
182 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,150,000, now $1,050,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Pat Collado. MLS #NS1087323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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