CENTURY 21 Edge
$989,5003 bd3.5 ba2,150 sqft$460 /sqft$6,779 /mo all-in ↓

135 MARINA BAY DRIVE, NEW SMYRNA BEACH, FL, 32169

Active179 days on marketListed Feb 17, 2026MLS #NS1087366

Private poolTownhouseMARINA BAY TOWNHOMES

Come see it

Upcoming open house

Sun, Aug 16

1:00 PM – 3:00 PM

About this home

135 MARINA BAY DRIVE

Tucked inside an exclusive waterfront enclave of just 20 residences, this beautifully reimagined townhome delivers the very best of New Smyrna Beach living — completely updated and truly turnkey while offering incredible river views from the balcony. The property includes a deeded boat slip with a brand-new 6,000 lb lift installed in Fall 2023, offering effortless access to the Intracoastal Waterway directly from your backyard. Residents enjoy a private community pool and tennis court within this quiet, boutique setting. Its location is exceptional — just a short golf cart ride to Canal Street, Flagler Avenue, and the beach. Morning walks on the sand, afternoons on the boat, and sunset dinners in town are all within easy reach. Originally remodeled in 2020 by Del Mar Construction with a new kitchen, updated flooring, electrical, and drywall on the main and third levels, the home has continued to be thoughtfully upgraded. In January 2026, all bathrooms were completely remodeled, and two brand-new 2026 A/C units were installed, further elevating the home’s comfort and efficiency. Additional improvements include a new electrical panel in 2020 and a water heater and pavers added in 2022. Natural light fills the interior, highlighting cohesive finishes and a fresh, refined aesthetic throughout. Every major system has been addressed, making this home feel entirely new and move-in ready. Opportunities to own in a boutique waterfront community with a deeded boat slip — especially one this extensively updated — are rare. This is turnkey coastal living without compromise.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,150

Sqft

0.03 ac

Lot size

1

Garage

1990

Year built

Three Or More

Levels

$460

Per sqft

Private poolPool & Tennis Court & Water viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Tennis Court · Water
FacesEast
ParkingGarage Door Opener
ExteriorBalcony · Rain Gutters · Tennis Court(s)

Community & fees

HOA fee$400/mo
Taxes (2025)$6,106/yr
PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Dock · Fishing · Intracoastal Waterway · River · Water Access · Waterfront · Clubhouse · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,779 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,339
PMI (est., until 20% equity)$371
Property tax — 2025 actual bill$509
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $98,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $98,950
Interest rate6.00%
Loan term

Estimated payment

$6,779/mo

Principal & interest$5,339
PMI (est., until 20% equity)$371
Property taxes (actual bill)$509
HOA / condo fee$400
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Smyrna Beach actives

$460 vs $368

Days on market

179 vs 72 typical

Where $460/sqft sits among the 400 New Smyrna Beach actives

163
80
76 · this home
36
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coronado Island

Map of 135 MARINA BAY DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Coronado Island — neighborhood snapshot

Population

1,002

Median age

62

Median income

$79,564

Median home value

$622,700

Avg household

2

Households w/ children

61%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

217 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Feb 17, 2026Listed at $989,500 · 179 days on market since
1990Built · MARINA BAY TOWNHOMES

Reality check

What actually sold near 135 MARINA BAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

513 BALL STREETSold · Jun ’26

$879,000

513 BALL STREET

3 bd · 3.5 ba · 2,092 sqft · $420/sqft · 236 DOM

714 DOWNING STREETSold · Apr ’26

$395,000

714 DOWNING STREET

4 bd · 2.5 ba · 2,062 sqft · $192/sqft · 40 DOM

306 S ORANGE STREETSold · Feb ’26

$725,000

306 S ORANGE STREET

4 bd · 3 ba · 1,970 sqft · $368/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 135 MARINA BAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 135 MARINA BAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

135 MARINA BAY DRIVE FAQs

What would the monthly payment be for 135 MARINA BAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,779/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 135 MARINA BAY DRIVE?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 135 MARINA BAY DRIVE?+

The most recent tax bill on record (2025) was $6,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 135 MARINA BAY DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $989,500, this home is listed about 88% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 135 MARINA BAY DRIVE?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$989,500 runs 88% above the NEW SMYRNA BEACH 32169 median — but at 2,150 sqft it's also 30% larger than the typical New Smyrna Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

179 days on market against a New Smyrna Beach median of 72 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of THE HIGH TIDE GROUP · Tara Lyall. MLS #NS1087366.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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135 MARINA BAY DRIVE, NEW SMYRNA BEACH, FL — 3 Bed, 3.5 Bath — $989,500 | CENTURY 21 Edge