CENTURY 21 Edge
$1,057,0003 bd2 ba2,007 sqft$527 /sqft$7,234 /mo all-in ↓

4609 S ATLANTIC AVENUE, NEW SMYRNA BEACH, FL, 32169

Active169 days on marketListed Feb 27, 2026MLS #NS1087462

Single Family ResidenceSILVER SANDS SEC B

About this home

4609 S ATLANTIC AVENUE

Experience the pinnacle of coastal living in the highly coveted Silversands community of New Smyrna Beach. Situated just steps from the Atlantic Ocean, this spacious "high-and-dry" residence offers the perfect blend of seaside serenity and classic design, beginning with an elegant paver driveway leading to a spacious two-car garage. Inside, this 3 bedroom 2 bathroom home breathes with airy 9’ 2” ceilings, an open floor plan and beautiful windows providing plenty of natural light. Architectural details abound, from the vaulted Great Room to the elegant tray ceilings and crown molding found in both the Formal Dining Room and the Primary Suite. Every inch has been refreshed with newly installed luxury vinyl plank flooring and a crisp, modern paint palette inside and out. The kitchen features granite countertops and a breakfast nook area, while the separate laundry room provides ample storage. Enjoy a spacious backyard with plenty of room to create your dream pool and hot tub—conceptual illustrations are included in the photos. Schedule your private tour today. Turn your beachside dreams into a reality in this move-in-ready sanctuary. Some photos are virtually staged.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,007

Sqft

0.22 ac

Lot size

2

Garage

2013

Year built

One

Levels

$527

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorFire Pit

Community & fees

Taxes (2025)$11,687/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Available
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,234 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,704
PMI (est., until 20% equity)$396
Property tax — 2025 actual bill$974
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,700
Interest rate6.00%
Loan term

Estimated payment

$7,234/mo

Principal & interest$5,704
PMI (est., until 20% equity)$396
Property taxes (actual bill)$974
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$361KedgeAI estimate $587,672 · range $376K$857K$1.1M

vs edgeAI estimate

+79.9%

$/sqft vs New Smyrna Beach actives

$527 vs $373

Days on market

169 vs 70 typical

Where $527/sqft sits among the 400 New Smyrna Beach actives

160
81
78 · this home
36
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coronado Beach

Map of 4609 S ATLANTIC AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Coronado Beach — neighborhood snapshot

Population

3,992

Median age

63

Median income

$118,703

Median home value

$433,870

Avg household

2

Households w/ children

173

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

214 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 101% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Feb 27, 2026Listed at $1,057,000 · 169 days on market since
2013Built · SILVER SANDS SEC B

Reality check

What actually sold near 4609 S ATLANTIC AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4607 SAXON DRIVESold · Jul ’26

$540,000

4607 SAXON DRIVE · same community

2 bd · 2.5 ba · 1,866 sqft · $289/sqft · 141 DOM

4606 DORIS DRIVESold · Oct ’25

$785,000

4606 DORIS DRIVE · same community

3 bd · 3 ba · 1,838 sqft · $427/sqft · 427 DOM

4615 SAXON DRIVESold · Jun ’26

$550,000

4615 SAXON DRIVE · same community

2 bd · 2 ba · 1,692 sqft · $325/sqft · 157 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4609 S ATLANTIC AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4609 S ATLANTIC AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4609 S ATLANTIC AVENUE FAQs

What would the monthly payment be for 4609 S ATLANTIC AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4609 S ATLANTIC AVENUE?+

The most recent tax bill on record (2025) was $11,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Smyrna Beach?+

At $1,057,000, this home is listed about 104% above the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4609 S ATLANTIC AVENUE?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,057,000 runs 101% above the NEW SMYRNA BEACH 32169 median — but at 2,007 sqft it's also 22% larger than the typical New Smyrna Beach listing.

02Time on market is leverage

169 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLLADO REAL ESTATE · Jason Fieldman. MLS #NS1087462.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New New Smyrna Beach homes, in your inbox

Like 4609 S ATLANTIC AVENUE but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Anealya to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 15, 2026 at 5:46 AM UTC. The listing information on this page last changed on August 15, 2026 at 5:46 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 15, 2026 at 5:46 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 15, 2026 at 5:46 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.