CENTURY 21 Edge
$564,000$579,0003 bd2 ba1,603 sqft$352 /sqft$4,040 /mo all-in ↓

1 RIVERWALK DRIVE UNIT 303, NEW SMYRNA BEACH, FL, 32169

Active161 days on marketListed Mar 5, 2026MLS #NS1087538

Reduced $15KCondominiumRIVERWALK/CORONAD ISLAND-BLDG

About this home

1 RIVERWALK DRIVE UNIT 303

Look no further than this almost new, 3-bedroom, 2-bathroom condominium on the North Causeway of New Smyrna Beach, Florida. Before we talk about the home itself, let's look at Building 1! This building has a generator, which means NO power outages. The elevator still works, even during and after storms!!!! And, this building has 6 fewer units using the elevator, so wait times are negligible. This building has more indoor parking than other buildings, and owners can purchase more if they need more! Because the building only has four floors, there is less risk of hurricane damage and future assessments! This property represents a rare combination of a prime location, modern design, and an array of high-end amenities. Its strategic position offers residents seamless access to the area’s most vibrant cultural and recreational hubs, including two marinas, an array of exceptional restaurants, and the celebrated Canal Street and Flagler Avenue. The private balcony, with its expansive views, provides a front-row seat to the tranquility of the river, the spectacle of frequent rocket launches from Cape Canaveral, spectacular 4th of July firework displays and festive annual boat parades. The design features combined with the turn-key condition and resort-style community amenities elevate the condominium from a simple residence to a truly unique and future-proof investment. The condominium’s status as "almost new" is a critical selling point, indicating a home that possesses all the benefits of contemporary construction without the common inconveniences associated with the initial build phase. This property has bypassed the potential for construction delays, final "punch list" items, or builder-related logistical issues, presenting a fully realized, turn-key residence from day one. This level of readiness is particularly valuable for a discerning buyer, especially those seeking a second home or an investment property, as it removes the stress and uncertainty of managing a new build from a distance. The interior design and finishes reflect a commitment to modern luxury, mirroring the standards of comparable high-end developments in the region. The floor plan, encompassing three bedrooms and two bathrooms, is designed to maximize space and flow with an open-concept layout. The kitchen features a large breakfast bar, custom cabinetry with a soft-close system and there is even a pantry closet within easy reach with pull out drawers for maximizing storage space. The countertops are finished with contemporary quartz, and all appliances are premium, energy-efficient stainless steel, including a double-door refrigerator. Living spaces are characterized by grand 9-foot ceilings, which enhance the sense of openness and light, complemented by luxury tile flooring throughout for both durability and aesthetic appeal. The bathrooms are fully tiled, with the master ensuite offering double vanity sinks and a spacious walk-in shower with a glass door, and a separate soaking tub, providing a private, spa-like retreat. The property is also equipped with modern conveniences that enhance daily life, such as a full-size washer and dryer, and ample storage solutions. Every detail has been carefully selected to deliver an experience of effortless comfort and sophistication. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,603

Sqft

0.35 ac

Lot size

2

Garage

2022

Year built

One

Levels

$352

Per sqft

Water view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete · Metal
ConstructionBlock · Other · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorTennis Court(s)

Community & fees

Taxes (2025)$7,498/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Fitness Center · Gated Community - Guard

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,040 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,043
PMI (est., until 20% equity)$212
Property tax — 2025 actual bill$625
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,400
Interest rate6.00%
Loan term

Estimated payment

$4,040/mo

Principal & interest$3,043
PMI (est., until 20% equity)$212
Property taxes (actual bill)$625
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $564K
$509KedgeAI estimate $597,817 · range $530K$616K$640K

vs edgeAI estimate

−5.7%

$/sqft vs New Smyrna Beach actives

$352 vs $378

Days on market

161 vs 70 typical

Where $352/sqft sits among the 400 New Smyrna Beach actives

160
81 · this home
77
36
19
27
$174–301$301–427$427–553$553–680$680–806$806+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coronado Island

Map of 1 RIVERWALK DRIVE UNIT 303 inside its neighborhood boundary

Drive times from this address

Downtown Orlando64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Coronado Island — neighborhood snapshot

Population

1,002

Median age

62

Median income

$79,564

Median home value

$622,700

Avg household

2

Households w/ children

61%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

216 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $564,000 $15K
Mar 5, 2026Listed at $579,000 · 161 days on market since
2022Built · RIVERWALK/CORONAD ISLAND-BLDG

Reality check

What actually sold near 1 RIVERWALK DRIVE UNIT 303

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

138 PARK BOULEVARDSold · Mar ’26

$317,500

138 PARK BOULEVARD

3 bd · 3 ba · 1,632 sqft · $195/sqft · 42 DOM

509 N DUSS STREETSold · Jun ’26

$340,000

509 N DUSS STREET

3 bd · 2 ba · 1,557 sqft · $218/sqft · 85 DOM

212 MARY AVENUESold · May ’26

$330,000

212 MARY AVENUE

4 bd · 2 ba · 1,692 sqft · $195/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1 RIVERWALK DRIVE UNIT 303 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 RIVERWALK DRIVE UNIT 303 — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1 RIVERWALK DRIVE UNIT 303 FAQs

What would the monthly payment be for 1 RIVERWALK DRIVE UNIT 303?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,040/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1 RIVERWALK DRIVE UNIT 303?+

The most recent tax bill on record (2025) was $7,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 RIVERWALK DRIVE UNIT 303?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $564,000, this home is listed about 9% above the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.

Which schools are assigned to 1 RIVERWALK DRIVE UNIT 303?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

161 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $579,000, now $564,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of ORCHARD BROKERAGE, LLC · Carla Cottrell. MLS #NS1087538.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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