811 GENA ROAD SW, PALM BAY, FL, 32908
Pending103 days on marketListed Apr 30, 2026MLS #NS1088098
About this home
811 GENA ROAD SW
Build your dream home on this vacant lot in Palm Bay—a growing community on Florida’s Space Coast known for its relaxed lifestyle and easy access to nature. Located in Brevard County, this property offers a great mix of privacy and convenience. Enjoy nearby outdoor adventures at Turkey Creek Sanctuary with scenic walking trails and wildlife viewing, or spend the day fishing, boating, and kayaking along the Indian River Lagoon. Beautiful Atlantic beaches are just a short drive away, and you’re close to shopping, dining, and everyday essentials. Whether you're looking to build now or invest for the future, this lot puts you in the heart of one of Florida’s fastest-growing areas with plenty to see and do.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$420 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$420/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 811 GENA ROAD SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 811 GENA ROAD SW — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
811 GENA ROAD SW FAQs
What would the monthly payment be for 811 GENA ROAD SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $420/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 811 GENA ROAD SW?+
The most recent tax bill on record (2025) was $306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $37,000, this home is listed about 90% below the Palm Bay median of $354,900. The market section on this page shows how the area is trending.
Which schools are assigned to 811 GENA ROAD SW?+
Jupiter Elementary School (elementary), Southwest Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SMITH REALTY AND ASSOC INC · Syna Prasse. MLS #NS1088098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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