4860 S ATLANTIC AVENUE UNIT 1030, NEW SMYRNA BEACH, FL, 32169
Pending80 days on marketListed May 29, 2026MLS #NS1088349
About this home
4860 S ATLANTIC AVENUE UNIT 1030
Live your best life yet BEACHSIDE at an incredible Condo! Welcome to your new haven where the great outdoors meets coastal living! This rare first-floor condo offers a perfect blend of tranquility, adventure, and low-maintenance convenience. Located in a highly sought-after area known for its affordability, prime location, and direct access to a lagoon/estuary, this unit is truly a hidden gem—one that won’t stay hidden for long! This charming condo comes equipped with all-new hurricane impact windows (2019- practically making the condo soundproof!), an updated kitchen, newer water heater, and a brand-new AC (2023). Plus, with an Ecobee Wi-Fi thermostat, staying cool has never been easier. The unit is also handicap-friendly, featuring extra-wide doors for added accessibility. But here’s the real kicker—this condo is one of the only beachside units offering boat and trailer parking! Whether you're a boater, kayaker, or simply enjoy the outdoors, you’ll appreciate the added storage options, including a convenient storage closet by your front door and kayak storage in the rear. Take advantage of the community pool or unwind on the dock while watching local wildlife in their natural habitat. Located just minutes from JB’s Fish Camp, Cape Canaveral Seashore, and the pristine beaches of New Smyrna, the location couldn’t be more ideal. This 2-bedroom, 2-bath condo is only 1/4 mile from beach access, with outdoor showers to rinse off after a day in the sand and surf. The Rent includes condo perks like Wi-Fi, pest control, grounds maintenance, community pool, and trash services. Whether you’re seeking adventure or relaxation, this condo offers the best of both worlds. No need to stress, just live on island time! Don’t miss out—schedule your showing today! Please note: Property does not come furnished, is non smoking, and only one small dog is allowed.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
906
Sqft
0 ac
Lot size
1994
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$2 vs $379
Days on market
80 vs 72 typical
Where $2/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32169 — neighborhood snapshot
Population
10,527
Median age
64.3
Median income
$99,260
Median home value
$485,400
Avg household
1.74
Households w/ children
373
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4860 S ATLANTIC AVENUE UNIT 1030
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$478,000
6245 ENGRAM ROAD
2 bd · 2 ba · 1,043 sqft · $458/sqft · 48 DOM
Sold · May ’26$975,000
6320 S ATLANTIC AVENUE
2 bd · 2 ba · 1,120 sqft · $871/sqft · 59 DOM
Sold · Oct ’25$1,000,000
6244 S ATLANTIC AVENUE
2 bd · 2 ba · 1,120 sqft · $893/sqft · 269 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4860 S ATLANTIC AVENUE UNIT 1030 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4860 S ATLANTIC AVENUE UNIT 1030 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4860 S ATLANTIC AVENUE UNIT 1030 FAQs
What would the monthly payment be for 4860 S ATLANTIC AVENUE UNIT 1030?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4860 S ATLANTIC AVENUE UNIT 1030?+
The listing reports pets: Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,850, this home is listed about 100% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4860 S ATLANTIC AVENUE UNIT 1030?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NORTH TO SOUTH RESULTS · Ellen Fleming. MLS #NS1088349.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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