3540 NE 29TH TERRACE, OCALA, FL, 34479
Active67 days on marketListed Jun 2, 2026MLS #NS1088393
About this home
3540 NE 29TH TERRACE
Virtually Staged. Welcome to a truly move-in-ready home where all the big updates have already been done for you. From the moment you step inside, you will notice the fresh modern touches, starting with durable luxury flooring throughout and brand-new crown molding. The heart of the daily routine features two fully renovated bathrooms with clean, modern finishes. What really sets this property apart is the total peace of mind it offers. The home was completely rewired, and boasts a brand-new septic drain field along with a two-year-old water heater. Additionally, the roof, windows, and HVAC system were all replaced in 2019, meaning you can move right in without worrying about upcoming repair costs. The living space extends seamlessly into the massive, fully fenced backyard. Whether if you host parties, have pets, or just love spending time outside, the brand-new back deck is the perfect spot for grilling and relaxing in total privacy. If you are looking for a solid, updated home with plenty of outdoor space, this one is ready for you.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,188
Sqft
0.26 ac
Lot size
1
Garage
1984
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,888 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,888/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.8%
$/sqft vs Ocala actives
$210 vs $185
Days on market
67 vs 52 typical
Where $210/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34479 — neighborhood snapshot
Population
13,265
Median age
41.2
Median income
$54,805
Median home value
$190,400
Avg household
2.44
Households w/ children
1,553
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
169 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the OCALA 34479 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3540 NE 29TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$200,000
3620 NE 29TH TERRACE · same community
3 bd · 2 ba · 1,200 sqft · $167/sqft · 70 DOM
Sold · Jan ’26$215,000
3021 NE 35TH PLACE · same community
3 bd · 2 ba · 1,162 sqft · $185/sqft · 12 DOM
Sold · May ’26$130,000
3621 NE 28TH TERRACE · same community
3 bd · 2 ba · 1,254 sqft · $104/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3540 NE 29TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3540 NE 29TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3540 NE 29TH TERRACE FAQs
What would the monthly payment be for 3540 NE 29TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,888/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3540 NE 29TH TERRACE?+
The most recent tax bill on record (2025) was $1,743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3540 NE 29TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $250,000, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3540 NE 29TH TERRACE?+
Anthony Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Nate Samson. MLS #NS1088393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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