815 E 23RD AVENUE, NEW SMYRNA BEACH, FL, 32169
Pending47 days on marketListed Jun 23, 2026MLS #NS1088521
About this home
815 E 23RD AVENUE
Virtually Staged. Just steps from the beach and only blocks from convenient no-drive beach access at 27th Avenue, this meticulously maintained beachside home is ideally located in one of the most desirable areas of New Smyrna Beach. Lovingly cared for by the same owner for the past 37 years, this move-in-ready residence offers 3 bedrooms, 2 bathrooms, a versatile den, and 1,607 square feet of heated and cooled living space on a generous 50' x 150' lot. Pride of ownership is evident throughout, with numerous recent upgrades providing peace of mind for years to come, including a new roof (2022), A/C system (2024), hot water heater (2026), beautifully remodeled kitchen (2025), updated tile flooring (2023), newer vinyl flooring in the living room, and fresh interior paint (2025). The home also features all new wind-rated windows installed in 2016, an updated electrical panel with generator plug, central vacuum system, and a current termite bond through January 2027. The thoughtfully designed floor plan includes a spacious primary suite with a walk-in closet and an air-conditioned den that was remodeled by the owner, adding approximately 204 square feet of additional living space. The washer and dryer are included, making this home truly move-in ready. A spacious two-car garage provides ample room for vehicles, beach toys, and additional storage. Outside, enjoy the spacious backyard featuring mature fig and rain trees, a beautiful paver patio installed approximately six years ago, and a sprinkler system supplied by city water. A rare rear alleyway behind the property provides unique access behind the home and offers flexibility and convenience not commonly found in beachside neighborhoods. Park the car and take the golf cart to nearby grocery stores, pharmacies, restaurants, Flagler Avenue, and Historic Canal Street. Enjoy the relaxed coastal lifestyle that has made New Smyrna Beach one of Florida's most sought-after beach towns. Whether you're looking for a primary residence, vacation home, or investment property, this well-maintained beachside gem offers the perfect combination of location, updates, and timeless Florida charm.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,607
Sqft
0.17 ac
Lot size
2
Garage
1989
Year built
One
Levels
$404
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,983 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,983/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
Days on market
47 vs 68 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 815 E 23RD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 815 E 23RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
815 E 23RD AVENUE FAQs
What would the monthly payment be for 815 E 23RD AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,983/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 815 E 23RD AVENUE?+
The most recent tax bill on record (2025) was $863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $650,000, this home is listed about 26% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 815 E 23RD AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MG REAL ESTATE GROUP · Matt Guarro. MLS #NS1088521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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