36 RIO VISTA DRIVE, PALM COAST, FL, 32137
Active34 days on marketListed Jul 9, 2026MLS #NS1088692
About this home
36 RIO VISTA DRIVE
Build the coastal home you have been waiting for in Marina del Palma, one of Palm Coast’s most distinctive gated boating communities. This cleared vacant homesite offers a rare opportunity to create your own custom Florida retreat inside a thoughtfully planned, marina-centered neighborhood designed for buyers who want more than just a place to live. Marina del Palma is built around the water, the marina, and the convenience of a true boating lifestyle, with resort-style amenities that include a clubhouse, pool and spa, fitness center, tennis and pickleball courts, dog park, walking trails, private marina, boat launch, covered boat storage, and concierge/valet boating service. For many boaters, the dream is not only having a beautiful home near the water, but also having the infrastructure that makes boat ownership easier, cleaner, and more convenient. That is where this community stands apart. Here, the opportunity is bigger: own the land, build the home, and enjoy a gated marina lifestyle with the water-access experience already built into the community around you including secure dry storage, marina access, or concierge-style boat service. Located near the Matanzas River and the Intracoastal Waterway, Marina del Palma places you close to the boating, fishing, beaches, dining, parks, and outdoor recreation that make Palm Coast and Flagler Beach so desirable. Whether you are planning a full-time residence, seasonal getaway, or lock-and-leave coastal retreat, this homesite offers a compelling combination of new-construction potential, boating convenience, and resort-style community amenities. The setting is especially attractive for buyers who want the freedom of designing their own home while still enjoying the established feel and lifestyle advantages of a gated waterfront community. Bring your vision, and your boat dreams, because opportunities like this are not easy to duplicate. Buyer to verify all building requirements, architectural guidelines, HOA dues, boathouse association dues, slip assignment, boat size limits, concierge services, marina access, and all related fees.
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,827 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,827/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 36 RIO VISTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$515,000
14 DEL PALMA DRIVE · same community
3 bd · 3 ba · 1,839 sqft · $280/sqft · 168 DOM
Sold · Jul ’26$725,000
11 DEL PALMA DRIVE · same community
3 bd · 3 ba · 1,845 sqft · $393/sqft · 4 DOM
Sold · May ’26$535,000
11 RIO VISTA DRIVE · same community
3 bd · 2 ba · 2,020 sqft · $265/sqft · 533 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 36 RIO VISTA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36 RIO VISTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
36 RIO VISTA DRIVE FAQs
What would the monthly payment be for 36 RIO VISTA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,827/mo — principal and interest, the actual property-tax bill, the $354/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 36 RIO VISTA DRIVE?+
The association fee works out to $354 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 36 RIO VISTA DRIVE?+
The most recent tax bill on record (2025) was $1,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 36 RIO VISTA DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $186,120, this home is listed about 53% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 36 RIO VISTA DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$186,120 is 51% below the PALM COAST 32137 median of $379,900.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOME & FAMILY REAL ESTATE & PROPERTY MANAGEMENT · Elliott Hagood. MLS #NS1088692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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