CENTURY 21 Edge

1092 TALLACOE TRAIL, NEW SMYRNA BEACH, FL, 32168

Active30 days on marketListed Aug 21, 2026MLS #NS1089052

TALLACOE FRAM

About this home

1092 TALLACOE TRAIL

Luxury Acreage Estate in Tallacoe Farms, New Smyrna Beach. 6+/- Acres of Peace, Privacy & Possibility Discover an unparalleled opportunity to create your dream estate in the tranquil countryside in New Smyrna Beach. Located at 1092 Tallacoe Trail, this stunning property offers the flexibility to build your dream home. Surrounded by nature and just minutes from the coast and the Deep Creek Preserve, which offers 8,000 acres of hiking, biking & equestrian trails. 45 minute drive to Orlando area attractions. A fully prepared homesite pad in place and permits underway ensures a seamless transition into construction with the exclusive builder, Southern Built LLC, a premier local luxury builder. The proposed single-level custom residence encompasses over 4,000 sq. ft. of living area (6,097 total sq. ft.), featuring 4 bedrooms, 4.5 baths, a 3-car garage, and expansive indoor-outdoor living spaces designed for both comfort and sophistication. The home’s architectural design welcomes you with a stately covered porch, bold timber columns, and 40-year architectural roofing, combining durability and timeless curb appeal. Impact-rated windows, custom siding, and stone accents complete the elegant exterior. A 200-foot asphalt millings driveway leads to the residence, setting a grand tone while maintaining the property’s private estate and equestrian-ready feel. Inside, 10-foot ceilings, vaulted beams, and a custom wood/gas fireplace anchor the open-concept great room. High-end flooring—luxury vinyl plank or engineered hardwood—flows throughout. The gourmet kitchen boasts quartz countertops, soft-close custom cabinetry, a spacious island, and Thermador (or equivalent) appliances, seamlessly connecting to the dining area, breezeway porch, and covered lanai overlooking the lush acreage. Plans include an optional pool and sun deck, ideal for creating your personal resort retreat. The primary suite is a serene escape, offering peaceful views, dual walk-in closets, and a spa-inspired bathroom with a frameless glass shower, soaking tub, and quartz-topped vanities. Three additional bedrooms each feature walk-in closets and ensuite bath access, with a game room and pool bath offering flexibility as a media room or guest suite. A private office, spacious laundry room, and ample storage complete the thoughtful layout. Built for efficiency and longevity, the home includes impact glass throughout, zoned two-speed A/C, Kinetico water system, sprinkler irrigation, and high-performance insulation for lasting comfort and energy savings. Every finish reflects Southern Built’s signature craftsmanship and dedication to quality. Nestled in the peaceful Tallacoe Farms community, near Lake Ashby, this property offers the perfect balance of privacy and convenience, a country setting just minutes from the Deep Creek Preserve (equestrian-friendly), beaches, shopping, and dining of coastal New Smyrna Beach. With infrastructure in place and permits progressing, your dream of a modern Florida country estate is within reach. Partner with Southern Built LLC to personalize your finishes and bring your vision to life. Whether you envision a private family compound, equestrian retreat, or simply a refined home surrounded by nature—1092 Tallacoe Trail delivers space, elegance, and possibility on a truly exceptional scale.

Facts & features

The home at a glance

5.93 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$8/mo
Taxes (2025)$936/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,904 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$78
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$2,904/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$78
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside New Smyrna Beach

Drive times from this address

Downtown Orlando56 min
Orlando Int’l Airport (MCO)64 min
Universal Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32168 — neighborhood snapshot

Population

30,688

Median age

54.9

Median income

$72,967

Median home value

$310,200

Avg household

2.15

Households w/ children

2,507

For the school run

Volusia County School District

HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
ElementaryRead-Pattillo Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$425K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $420,000 · 30 days on market since

Reality check

What actually sold near 1092 TALLACOE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4078 SWAMP DEER ROADSold · Mar ’26

$350,000

4078 SWAMP DEER ROAD

3 bd · 2 ba · 1,248 sqft · $280/sqft · 3 DOM

4395 LAKE ASHBY ROADSold · Apr ’26

$710,000

4395 LAKE ASHBY ROAD

3 bd · 2 ba · 1,398 sqft · $508/sqft · 11 DOM

875 TWISTED PINE DRIVESold · Jun ’26

$395,000

875 TWISTED PINE DRIVE

3 bd · 2 ba · 1,520 sqft · $260/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1092 TALLACOE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1092 TALLACOE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1092 TALLACOE TRAIL FAQs

What would the monthly payment be for 1092 TALLACOE TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,904/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1092 TALLACOE TRAIL?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1092 TALLACOE TRAIL?+

The most recent tax bill on record (2025) was $936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1092 TALLACOE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $420,000, this home is listed about 20% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1092 TALLACOE TRAIL?+

New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OCEAN PROPERTIES & MANAGEMENT · Deanna Ford. MLS #NS1089052.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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