
N/A, FOUNTAIN, FL, 32438
Active695 days on marketListed Sep 7, 2024MLS #O6230020
About this home
N/A
Excellent opportunity to acquire a 2.00-acre vacant lot in Fountain, FL 32438. "Zoning: AG-1" This expansive parcel offers ample space for a custom spot, creating a private retreat, or pursuing future development. Located in a peaceful and accessible area, the property provides flexibility for a variety of residential uses and strong long-term investment potential. Ideal for builders, or investors, Pin Location: Latitude 30.48438329, Longitude -85.44445347. Note: buyers I emphasize the importance of conducting thorough due diligence to ensure that the property meets your expectations and requirements.
Facts & features
The home at a glance
2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$226 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$226/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fountain
Get to know Fountain. See the full Fountain guide →
FOUNTAIN 32438 — neighborhood snapshot
Population
4,839
Median age
42.2
Median income
$42,417
Median home value
$127,900
Avg household
2.42
Households w/ children
584
For the school run
Bay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fountain market
$99K → $99K
Fountain median sold, yr/yr
This home is listed 60% below the FOUNTAIN 32438 median. See the full Fountain market guide →
Paper trail
This home's history
Reality check
What actually sold near N/A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$99,000
10909 COWELS ROAD
4 bd · 2 ba · 1,448 sqft · $68/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about N/A — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for N/A — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
N/A FAQs
What would the monthly payment be for N/A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $226/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on N/A?+
The most recent tax bill on record (2023) was $76. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fountain?+
At $9,500, this home is listed about 84% below the Fountain median of $60,000. The market section on this page shows how the area is trending.
Which schools are assigned to N/A?+
Waller Elementary School (elementary), Deane Bozeman School (), Merritt Brown Middle School (middle) — Bay County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLY RIGHT REAL ESTATE · Samih Sadiq. MLS #O6230020.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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