CENTURY 21 Edge
$13,200≈$274 /mo all-in ↓

810 KING STREET, GRACEVILLE, FL, 32440

Active703 days on marketListed Sep 3, 2024MLS #O6231391

✦ Priced 46% below the GRACEVILLE 32440 median

About this home

810 KING STREET

Presenting a great opportunity with this 0.25-acre vacant lot at 810 King Street in Graceville, Florida (32440). "Zoning: RES" Situated in a peaceful neighborhood, this quarter-acre parcel offers an excellent setting for a new spot, investment property, or future build. The lot provides a comfortable amount of space for a yard, garden, or outdoor living area while keeping maintenance manageable. Conveniently located near local schools, shops, and community amenities, it combines small-town charm with everyday convenience.Pin Location : Latitude 30.95791233 , Longitude -85.51943419. Note: buyers I emphasize the importance of conducting thorough due diligence to ensure that the property meets your expectations and requirements.

Facts & features

The home at a glance

0.25 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$371/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$274 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$78
FHA mortgage insurance (est.)$6
Property tax — 2023 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $462Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $462
Interest rate6.00%
Loan term

Estimated payment

$274/mo

Principal & interest$78
FHA mortgage insurance (est.)$6
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Graceville

Map of 810 KING STREET

Get to know Graceville. See the full Graceville guide →

GRACEVILLE 32440 — neighborhood snapshot

Population

8,048

Median age

38.9

Median income

$53,974

Median home value

$85,000

Avg household

2.43

Households w/ children

578

The numbers that matter

The Graceville market

Seller’s marketBalanced — 6.0 months of inventoryBuyer’s market

$129K → $115K

Graceville median sold, yr/yr

This home is listed 46% below the GRACEVILLE 32440 median. See the full Graceville market guide →

Paper trail

This home's history

Sep 3, 2024Listed at $13,200 · 703 days on market since

Reality check

What actually sold near 810 KING STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1027 WATFORD AVENUESold · Dec ’25

$114,500

1027 WATFORD AVENUE

3 bd · 1.5 ba · 1,423 sqft · $80/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 810 KING STREET — start here.

CallText
alek.cherrone@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 810 KING STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

810 KING STREET FAQs

What would the monthly payment be for 810 KING STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $274/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 810 KING STREET?+

The most recent tax bill on record (2023) was $371. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Graceville?+

At $13,200, this home is listed about 93% below the Graceville median of $180,000. The market section on this page shows how the area is trending.

Listing courtesy of KELLY RIGHT REAL ESTATE · Samih Sadiq. MLS #O6231391.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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810 KING STREET, GRACEVILLE, FL — $13,200 | CENTURY 21 Edge