US-231, COTTONDALE, FL, 32431
Active699 days on marketListed Aug 24, 2024MLS #O6231393
About this home
US-231
Take advantage of this appealing 0.33-acre vacant lot located along US-231 in Cottondale, Florida (32431). Offering great visibility and easy access, this property provides a convenient location for building a new spot or holding as a future investment. With its accessible location and versatile potential, this parcel is a valuable opportunity in the growing Cottondale area!Pin Location: Latitude 30.70484895, Longitude -85.39114301. Note: buyers I emphasize the importance of conducting thorough due diligence to ensure that the property meets your expectations and requirements.
Facts & features
The home at a glance
0.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside COTTONDALE 32431
COTTONDALE 32431 — neighborhood snapshot
Population
4,887
Median age
45
Median income
$52,270
Median home value
$152,200
Avg household
2.46
Households w/ children
500
The numbers that matter
The COTTONDALE 32431 market
This home is listed 24% below the COTTONDALE 32431 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about US-231 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for US-231 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
US-231 FAQs
What would the monthly payment be for US-231?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on US-231?+
The most recent tax bill on record (2023) was $37. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in COTTONDALE 32431?+
At $45,600, this home is listed about 24% below the COTTONDALE 32431 median of $60,300. The market section on this page shows how the area is trending.
Listing courtesy of KELLY RIGHT REAL ESTATE · Samih Sadiq. MLS #O6231393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.