1320 RIO DE JANEIRO AVENUE, PUNTA GORDA, FL, 33983
Active686 days on marketListed Sep 27, 2024MLS #O6245451
About this home
1320 RIO DE JANEIRO AVENUE
Investor / New Home Owner New Duplex - Under construction Immediate 100k equity gain All permits approved - Clear lot Photos of similar Duplex Welcome to this brand-new under construction spacious duplex, nestled in the highly desired Deep Creek community. Whether you're looking to own or rent, this stunning property offers comfort, style, and convenience! Key Features: # 3 bedrooms and 2 bathrooms on each side # 1-car garage for each unit # High ceilings creating an open and airy atmosphere # Quartz countertops in the kitchen and bathrooms for a sleek, modern touch # Spacious laundry room with a sink for added convenience # Impact-resistant windows for peace of mind # Stainless steel modern appliances included #Fans in all rooms and window blinds installed # No carpets beautiful flooring throughout, making cleaning a breeze # Large walk-in closet in the master bedroom # Private lanai with a screened-in view opening up to a breathtaking golf course # Huge backyard -for, pets, and outdoor gatherings This property is not only beautiful but also ideally located: # Minutes from I-75 for easy commuting # Close to top-rated schools, beaches, shopping centers, including Walmart, and local markets # Located in a safe and family-friendly neighbourhood # Plus, pets are welcome! With a large driveway and ample space for outdoor living, this unt is perfect for families, professionals, or anyone seeking a blend of luxury and convenience. Don't miss the opportunity to own or rent in one of the most sought-after neighbourhoods.
Facts & features
The home at a glance
6
Bedrooms
2,700
Sqft
0.46 ac
Lot size
2
Garage
2024
Year built
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,806 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,806/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 23
$218 vs $181
Days on market
686 vs 63 typical
Where $218/sqft sits among the 28 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
16 of 28
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 791% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1320 RIO DE JANEIRO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$480,000
1115 SAN CRISTOBAL AVENUE · same community
5 bd · 4 ba · 2,586 sqft · $186/sqft · 24 DOM
Sold · Dec ’25$458,900
25255 NOCTURNE LANE · same community
4 bd · 2.5 ba · 2,564 sqft · $179/sqft · 12 DOM
Sold · Apr ’26$575,000
1151-1153 OCEANIC ROAD · same community
6 bd · 4 ba · 2,500 sqft · $230/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1320 RIO DE JANEIRO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1320 RIO DE JANEIRO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1320 RIO DE JANEIRO AVENUE FAQs
What would the monthly payment be for 1320 RIO DE JANEIRO AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,806/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1320 RIO DE JANEIRO AVENUE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1320 RIO DE JANEIRO AVENUE?+
The most recent tax bill on record (2023) was $1,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1320 RIO DE JANEIRO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $588,000, this home is listed about 73% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1320 RIO DE JANEIRO AVENUE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$588,000 runs 791% above the PUNTA GORDA 33983 median — but at 2,700 sqft it's also 60% larger than the typical Punta Gorda listing.
02Time on market is leverage
686 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $620,000, now $588,000 — a $32K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6245451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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