CENTURY 21 Edge
Pending
$299,900$320,0003 bd1.5 ba1,561 sqft$192 /sqft$2,429 /mo all-in ↓

8528 GOLD RIDGE CIRCLE, TAMPA, FL, 33619

Pending523 days on marketListed Mar 5, 2025MLS #O6283542

Reduced $20KSingle Family ResidenceGREEN RIDGE ESTATES UNIT 1

About this home

8528 GOLD RIDGE CIRCLE

Welcome to your new home! This inviting single-story residence boasts 4 spacious bedrooms and 2 full baths, perfectly designed for modern living. The bright, open-concept kitchen features custom white cabinets, gleaming granite countertops, and stainless steel appliances—ideal for home chefs. Durable vinyl and elegant tile flooring flow seamlessly throughout, enhancing the contemporary feel of the space. Step outside to enjoy your own private retreat: a large, fenced backyard perfect for gatherings, a charming front porch to unwind, and a convenient carport for your vehicles. Whether entertaining guests or enjoying quiet evenings, this home offers comfort and style at every turn. Don't miss this exceptional opportunity to own a move-in ready gem in a desirable neighborhood!

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,561

Sqft

0.17 ac

Lot size

1975

Year built

One

Levels

$192

Per sqft

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Window Treatments
LaundryLaundry Room
CoolingOther
HeatingOther

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesEast
ParkingParking Pad
ExteriorRain Gutters

Community & fees

Taxes (2024)$4,452/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,429 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2024 actual bill$371
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,429/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$371
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $329,875 · range $319K$339K$353K

vs edgeAI estimate

−9.1%

Days on market

523 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Green Ridge Estates

Map of 8528 GOLD RIDGE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa13 min
Tampa Int’l Airport (TPA)26 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Green Ridge Estates — neighborhood snapshot

Population

953

Median age

33

Median income

$64,124

Median home value

$149,832

Avg household

3

Households w/ children

174

For the school run

Hillsborough County School District

ElementaryClair-Mel Elementary School★★★★★
MiddleDowdell Middle Magnet School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighBloomingdale High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$432K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $299,900 $20K
Mar 5, 2025Listed at $320,000 · 523 days on market since
1975Built · GREEN RIDGE ESTATES UNIT 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 8528 GOLD RIDGE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8528 GOLD RIDGE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8528 GOLD RIDGE CIRCLE FAQs

What would the monthly payment be for 8528 GOLD RIDGE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,429/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8528 GOLD RIDGE CIRCLE?+

The most recent tax bill on record (2024) was $4,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $299,900, this home is listed about 33% below the Tampa median of $449,999. The market section on this page shows how the area is trending.

Which schools are assigned to 8528 GOLD RIDGE CIRCLE?+

Clair-Mel Elementary School (elementary), Dowdell Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Bloomingdale High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

523 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Clair-Mel Elementary School, Dowdell Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School, Bloomingdale High School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $320,000, now $299,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of MAINSTAY BROKERAGE LLC · Raquel Littlejohn. MLS #O6283542.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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