CENTURY 21 Edge
Short-Term Rental Eligible
$441,567$474,2584 bd3 ba2,566 sqft$172 /sqft$3,048 /mo all-in ↓

6606 TORTOISE TRAIL, PARRISH, FL, 34219

Active510 days on marketListed Feb 28, 2025MLS #O6285781

Reduced $33KNew constructionSingle Family ResidenceCREEKSIDE AT RUTLAND RANCH P

About this home

6606 TORTOISE TRAIL

Prepare to be awed by this beautiful home with an inviting covered front porch. This open floor plan features 9-ft. ceilings, a secondary bedroom, an expansive great room, and access to a covered patio, perfect for hosting family! The beautiful kitchen features a large at-eat island, 42-in. upper cabinets with crown molding, a pantry, granite countertops, and a stainless-steel Whirlpool® appliance package. Upstairs, you will find two secondary bedrooms, each with ample closets and a dedicated laundry room. The primary bedroom boasts a walk-in closet, while the adjoining bathroom comes complete with a linen closet, an extended dual sink vanity with granite countertops, and a walk-in shower with tile surround. Community offers no CDD and low HOA.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,566

Sqft

0.13 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$172

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Range · Range Hood
InteriorOpen Floorplan · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco · Wood Frame
FoundationSlab
FacesWest
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$93/mo
Taxes (2024)$0/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,048 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,599
FHA mortgage insurance (est.)$195
Property tax — 2024 actual bill$0
HOA fee — from the listing$93
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,455Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,455
Interest rate6.00%
Loan term

Estimated payment

$3,453/mo

Principal & interest$2,599
FHA mortgage insurance (est.)$195
Est. property taxes$405
HOA / condo fee$93
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $442K
$390KedgeAI estimate $479,173 · range $406K$624K$649K

vs edgeAI estimate

−7.8%

$/sqft vs Parrish actives

$172 vs $204

Days on market

510 vs 42 typical

Where $172/sqft sits among the 400 Parrish actives

99 · this home
110
83
58
19
31
$154–180$180–205$205–231$231–257$257–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCreekside
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,700/mo median

MarketParrish
Annual gross at median$32,394
Gross yield on this price7.3%
Homes for rent right now70

Live Parrish rental listing data — this home’s rate depends on size, condition and furnishing.

The Kissimmee short-term market

▼ Softening

50%

Occupancy

▼ 32% yr/yr

$296

Avg nightly rate

▲ 15% yr/yr

$35K/yr

Revenue per listing

$148

RevPAR

63 days

Booking lead time

5.5 nights

Avg stay

3

Typical min nights

10,047

Active rentals

▲ 12% supply

Seasonality — monthly occupancy

Peaks at 58% in Feb · bottoms at 38% in Jun

50%
58%
58%
56%
46%
38%
56%
49%
43%
47%
48%
50%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Kissimmee — the projection above is specific to this home’s size.

Where it sits

Inside Creekside

Map of 6606 TORTOISE TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa53 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Creekside is a short-term-rental community. See the full guide →

PARRISH 34219 — neighborhood snapshot

Population

30,220

Median age

46.1

Median income

$104,258

Median home value

$420,400

Avg household

2.68

Households w/ children

2,981

For the school run

Manatee County School District

HighParrish Community High School★★★★★
ElementaryBarbara A Harvey Elementary School★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

207 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $441,567 $33K
Feb 28, 2025Listed at $474,258 · 510 days on market since
2025Built · CREEKSIDE AT RUTLAND RANCH P

Reality check

What actually sold near 6606 TORTOISE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13943 OLD CREEK COURTSold · Feb ’26

$750,000

13943 OLD CREEK COURT

3 bd · 3 ba · 2,558 sqft · $293/sqft · 32 DOM

16833 HARMONY RIVER LANESold · Jun ’26

$437,720

16833 HARMONY RIVER LANE

5 bd · 3 ba · 2,615 sqft · $167/sqft · 29 DOM

14444 WOODLAND PRESERVE TRAILSold · Jun ’26

$681,990

14444 WOODLAND PRESERVE TRAIL

3 bd · 3 ba · 2,490 sqft · $274/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Melinda Manges Iosua

Your agent

Melinda Manges Iosua

Director, Agent Recruiting · CENTURY 21 Edge

Tours, negotiation, and every question about 6606 TORTOISE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6606 TORTOISE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6606 TORTOISE TRAIL FAQs

What would the monthly payment be for 6606 TORTOISE TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,048/mo — principal and interest, estimated property taxes, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6606 TORTOISE TRAIL?+

The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6606 TORTOISE TRAIL?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 6606 TORTOISE TRAIL be rented short-term?+

Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 6606 TORTOISE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $441,567, this home is listed about 5% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 6606 TORTOISE TRAIL?+

Parrish Community High School (high), Barbara A Harvey Elementary School (elementary), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Zoned for nightly rentals

Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

02Time on market is leverage

510 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Parrish Community High School, Barbara A Harvey Elementary School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $474,258, now $441,567 — a $33K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Tara Garkowski. MLS #O6285781.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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