CENTURY 21 Edge
Short-Term Rental Eligible
$412,213$428,2164 bd2 ba1,989 sqft$207 /sqft$2,862 /mo all-in ↓

6531 TORTOISE TRAIL, PARRISH, FL, 34219

Active510 days on marketListed Feb 28, 2025MLS #O6285787

Reduced $16KNew constructionSingle Family ResidenceCREEKSIDE AT RUTLAND RANCH

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About this home

6531 TORTOISE TRAIL

This spectacular single-story home is sure to leave you in awe. As you enter, you will immediately notice the beautiful vinyl plank located throughout the common and wet areas. Positioned toward the front of the house are 3 secondary bedrooms, each with its own closet and a full secondary bathroom. The spacious great room offers 9-ft. ceilings which lead you out to the covered patio. Meal prep will be a breeze in this kitchen with 36-in. upper cabinets with crown moulding, a pantry, an eat-at island, a stainless-steel Whirlpool® appliance package, and granite countertops. The primary bedroom with connecting bath includes a sizeable walk-in closet, an extended dual sink vanity with granite countertops, a linen closet, and a walk-in shower with tile surround. Community offers no CDD and low HOA.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,989

Sqft

0.14 ac

Lot size

2

Garage

2025

Year built

One

Levels

$207

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Range · Range Hood
InteriorOpen Floorplan · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$93/mo
Taxes (2024)$0/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,862 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,427
FHA mortgage insurance (est.)$182
Property tax — 2024 actual bill$0
HOA fee — from the listing$93
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,427Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,427
Interest rate6.00%
Loan term

Estimated payment

$3,240/mo

Principal & interest$2,427
FHA mortgage insurance (est.)$182
Est. property taxes$378
HOA / condo fee$93
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $412K
$362KedgeAI estimate $391,144 · range $377K$406K$429K

vs edgeAI estimate

+5.4%

Days on market

510 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCreekside
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,700/mo median

MarketParrish
Annual gross at median$32,394
Gross yield on this price7.9%
Homes for rent right now70

Live Parrish rental listing data — this home’s rate depends on size, condition and furnishing.

The Kissimmee short-term market

▼ Softening

50%

Occupancy

▼ 32% yr/yr

$296

Avg nightly rate

▲ 15% yr/yr

$35K/yr

Revenue per listing

$148

RevPAR

63 days

Booking lead time

5.5 nights

Avg stay

3

Typical min nights

10,047

Active rentals

▲ 12% supply

Seasonality — monthly occupancy

Peaks at 58% in Feb · bottoms at 38% in Jun

50%
58%
58%
56%
46%
38%
56%
49%
43%
47%
48%
50%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Kissimmee — the projection above is specific to this home’s size.

Where it sits

Inside Creekside

Map of 6531 TORTOISE TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Creekside is a short-term-rental community. See the full guide →

PARRISH 34219 — neighborhood snapshot

Population

30,220

Median age

46.1

Median income

$104,258

Median home value

$420,400

Avg household

2.68

Households w/ children

2,981

For the school run

Manatee County School District

HighParrish Community High School★★★★★
ElementaryBarbara A Harvey Elementary School★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $412,213 $16K
Feb 28, 2025Listed at $428,216 · 510 days on market since
2025Built · CREEKSIDE AT RUTLAND RANCH

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chris Shouse

Your agent

Chris Shouse

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6531 TORTOISE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6531 TORTOISE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6531 TORTOISE TRAIL FAQs

What would the monthly payment be for 6531 TORTOISE TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,862/mo — principal and interest, estimated property taxes, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6531 TORTOISE TRAIL?+

The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6531 TORTOISE TRAIL?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 6531 TORTOISE TRAIL be rented short-term?+

Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 6531 TORTOISE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $412,213, this home is listed about 2% below the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 6531 TORTOISE TRAIL?+

Parrish Community High School (high), Barbara A Harvey Elementary School (elementary), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Zoned for nightly rentals

Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

02Time on market is leverage

510 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Parrish Community High School, Barbara A Harvey Elementary School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $428,216, now $412,213 — a $16K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Tara Garkowski. MLS #O6285787.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6531 TORTOISE TRAIL, PARRISH, FL — 4 Bed, 2 Bath — $412,213 | CENTURY 21 Edge