CENTURY 21 Edge
Pending
$299,990$318,9904 bd2 ba1,564 sqft$192 /sqft$2,411 /mo all-in ↓

5535 MADDIE DRIVE, HAINES CITY, FL, 33844

Pending507 days on marketListed Mar 28, 2025MLS #O6294415

Reduced $19KNew constructionSingle Family ResidenceHAMMOCK RESERVE PHASE 3

About this home

5535 MADDIE DRIVE

Ready NOW! Welcome to The Ventura, a beautifully designed home located in the serene Hammock Reserve community in Haines City, FL. This home seamlessly combines modern style with premium finishes and offers a split floor plan, ensuring privacy and comfort for everyone in the household. Upon entering through the foyer, you are greeted by a hallway that leads to three secondary bedrooms and a full bathroom, providing a private space for family or guests. Moving through the home, you'll enter the heart of the house—the kitchen and great room. The kitchen is thoughtfully designed with a spacious island, quartz countertops, and a stylish tile backsplash, perfect for meal prep and entertaining. It also comes complete with a refrigerator, giving you a move-in-ready experience. The great room offers a bright and inviting space to gather, making it perfect for both relaxing and entertaining. At the rear of the home, the primary suite offers a private retreat with a large walk-in closet and a luxurious en-suite bath featuring a tiled shower, designed to provide a spa-like experience. Tile flooring extends throughout the home for easy maintenance and durability, with cozy carpet in the bedrooms. For added convenience, The Ventura includes a laundry room with cabinets, a washer, and a dryer, making daily chores a breeze. The beautifully landscaped exterior, complete with irrigation, enhances the home's curb appeal and ensures easy lawn care. The home also features durable architectural shingles, adding both aesthetic appeal and long-lasting protection to the roof. Additionally, this home is equipped with smart features, including a Ring Video Doorbell, Smart Thermostat, and Keyless Entry Smart Door Lock for added convenience and security. Finally, for your peace of mind, The Ventura comes with a full builder warranty, ensuring quality craftsmanship and long-term reliability. Experience modern living at its best in The Ventura in Hammock Reserve, Haines City, FL—schedule your tour today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,564

Sqft

0.1 ac

Lot size

2

Garage

2025

Year built

One

Levels

$192

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther · Shingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$48/mo
Taxes (2024)$3,650/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,411 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2024 actual bill$304
HOA fee — from the listing$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,411/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$304
HOA / condo fee$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$277KedgeAI estimate $299,528 · range $289K$312K$324K

vs edgeAI estimate

+0.2%

Days on market

507 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haines City

Map of 5535 MADDIE DRIVE

Drive times from this address

Walt Disney World33 min
Universal Orlando43 min
Downtown Orlando49 min
Orlando Int’l Airport (MCO)54 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

HAINES CITY 33844 — neighborhood snapshot

Population

49,133

Median age

39.4

Median income

$60,426

Median home value

$212,700

Avg household

2.9

Households w/ children

5,568

For the school run

Polk County School District

ElementaryAlta Vista Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$319K$305K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,990 $19K
Mar 28, 2025Listed at $318,990 · 507 days on market since
2025Built · HAMMOCK RESERVE PHASE 3

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5535 MADDIE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5535 MADDIE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5535 MADDIE DRIVE FAQs

What would the monthly payment be for 5535 MADDIE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,411/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5535 MADDIE DRIVE?+

The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5535 MADDIE DRIVE?+

The most recent tax bill on record (2024) was $3,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5535 MADDIE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $299,990, this home is listed about 4% below the Haines City median of $313,990. The market section on this page shows how the area is trending.

Which schools are assigned to 5535 MADDIE DRIVE?+

Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW HOME STAR FLORIDA LLC · Charles Pennant. MLS #O6294415.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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