404 E KENTUCKY AVENUE, DELAND, FL, 32724
Active459 days on marketListed May 8, 2025MLS #O6305730
About this home
404 E KENTUCKY AVENUE
Investors and Handymen and Handywomen! Take notice of this amazing opportunity just a few blocks from the Stetson University area of Deland. featuring a 5 to 6 Bedroom, 2 1/2 bath walkout baement ranch home with hardwood floors and updated kitchen and bath. Turn this diamond in the rough into a true investment cash producer, or live on the main floor and rent out the basement apartment. A 2 car carport and plenty of additional offstreet parking too. Currently shown as a single family in county/city records. A few minor updates, some sweat equity, and you've got a true showplace. All that's necessary is some creative imagination
Facts & features
The home at a glance
3
Bedrooms
1,626
Sqft
0.39 ac
Lot size
1964
Year built
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$1,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Deland actives
$154 vs $204
Days on market
459 vs 47 typical
Where $154/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32724 — neighborhood snapshot
Population
43,615
Median age
43.7
Median income
$72,729
Median home value
$283,100
Avg household
2.43
Households w/ children
4,433
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
203 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 404 E KENTUCKY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$330,000
225 N PHIPPEN AVENUE
4 bd · 2 ba · 1,652 sqft · $200/sqft · 89 DOM
Sold · Jul ’26$327,500
227 N JULIA AVENUE
3 bd · 2 ba · 1,666 sqft · $197/sqft · 54 DOM
Sold · Jul ’26$231,250
501 CAMELIA LANE
4 bd · 2.5 ba · 1,676 sqft · $138/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 404 E KENTUCKY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 404 E KENTUCKY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
404 E KENTUCKY AVENUE FAQs
What would the monthly payment be for 404 E KENTUCKY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,971/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Deland?+
At $249,900, this home is listed about 34% below the Deland median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 404 E KENTUCKY AVENUE?+
Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DELAND 32724 market on paper
$249,900 is 22% below the DELAND 32724 median of $319,000, and at $154/sqft it sits under the Deland average of $216.
02Time on market is leverage
459 days on market against a Deland median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $333,000, now $249,900 — a $83K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GLOBAL PROPERTIES SALES & MGMT · Joe Cremonese. MLS #O6305730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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