13621 SW 40TH CIRCLE, OCALA, FL, 34473
Pending458 days on marketListed May 5, 2025MLS #O6306208
About this home
13621 SW 40TH CIRCLE
SELLER MOTIVATED – MAKE YOUR OFFER! Recently built ranch-style home on a RARE OVERSIZED 0.33-ACRE LOT in one of the area’s fastest-growing communities. This 4-bedroom, 2-bath home features an open-concept floor plan with spacious living and dining areas, a modern kitchen with island, quartz countertops, pantry, ample cabinetry, and appliances included. Sliding glass doors provide abundant natural light and open to an expansive backyard—ideal for outdoor living, future additions, or a pool. Additional highlights include a covered front porch, dedicated laundry room, durable low-maintenance vinyl flooring, 2-car garage with automatic door, and a 1-year home warranty. Conveniently located near major roads, shopping, dining, and everyday amenities. Rare opportunity to own a newer home on a 0.33-ACRE LOT in Ocala. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,774
Sqft
0.33 ac
Lot size
2
Garage
2025
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,995 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,995/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
Days on market
458 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13621 SW 40TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13621 SW 40TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13621 SW 40TH CIRCLE FAQs
What would the monthly payment be for 13621 SW 40TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,995/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13621 SW 40TH CIRCLE?+
The most recent tax bill on record (2024) was $374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $285,000, this home is listed about 5% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 13621 SW 40TH CIRCLE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$285,000 runs 14% above the OCALA 34473 median.
02Time on market is leverage
458 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $310,000, now $285,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of WRA BUSINESS & REAL ESTATE · Gustavo Carneiro. MLS #O6306208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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