6528/ 6530 12TH STREET W, BRADENTON, FL, 34207
Active460 days on marketListed May 11, 2025MLS #O6307869
About this home
6528/ 6530 12TH STREET W
Rare Corner Lot Investment – 3 Bed / 2.5 Bath Duplex with Nearly 3,000 Sq Ft! This duplex is also located in a TIF Zone! A designated area where property taxes from increased property values (the "increment") are used to fund public improvements within that area. These improvements aim to stimulate economic development, revitalize blighted areas, and ultimately increase property values and the tax base. Don’t miss this rare opportunity to own a fully rented, income-producing duplex on a spacious 0.3-acre corner lot. Offering 2,934 total living sq ft, each unit features separate electric and water meters. Located in Flood Zone X for added security. Neighboring duplexes to the north, also under the same ownership, are available for purchase—ideal for expanding your rental portfolio. Please see broker remarks.
Facts & features
The home at a glance
6
Bedrooms
2,934
Sqft
0.3 ac
Lot size
2002
Year built
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,126 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,126/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$210 vs $245
Days on market
460 vs 55 typical
Where $210/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oneco
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Oneco — neighborhood snapshot
Population
31,672
Median age
50
Median income
$40,538
Median home value
$146,433
Avg household
2
Households w/ children
2,838
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 379% above the BRADENTON 34207 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 6528/ 6530 12TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,500,000
7330 WESTMORELAND DRIVE
5 bd · 5 ba · 3,584 sqft · $698/sqft · 188 DOM
Sold · Mar ’26$510,000
6916 WAVERLY STREET
5 bd · 2.5 ba · 2,151 sqft · $237/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6528/ 6530 12TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6528/ 6530 12TH STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6528/ 6530 12TH STREET W FAQs
What would the monthly payment be for 6528/ 6530 12TH STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,126/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6528/ 6530 12TH STREET W?+
The most recent tax bill on record (2024) was $4,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6528/ 6530 12TH STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $617,500, this home is listed about 58% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6528/ 6530 12TH STREET W?+
Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$617,500 runs 379% above the BRADENTON 34207 median — but at 2,934 sqft it's also nearly twice the size of the typical Bradenton listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
460 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KORMAN REALTY LLC · Michael Korman. MLS #O6307869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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