40850 PINE TREE LANE, EUSTIS, FL, 32736
Active421 days on marketListed May 27, 2025MLS #O6312949
About this home
40850 PINE TREE LANE
Nice large corner lot to build your dream home. Also zoned for mobile homes or manufactured homes. There was a previous mobile home on the property that was demolished and removed. There was also electricity previously connected to the property , the electric pole and meter panel box is still on the property. There is also a shared Well with adjoining neighbors but i would recommend installing you own well. I was told by the previous owners there is a septic tank located on the property but was not confirmed.
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$365 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$365/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Eustis
Get to know Eustis. See the full Eustis guide →
EUSTIS 32736 — neighborhood snapshot
Population
11,582
Median age
49.5
Median income
$83,727
Median home value
$352,100
Avg household
2.76
Households w/ children
929
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the EUSTIS 32736 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 40850 PINE TREE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$42,000
40711 CREST LANE · same community
3 bd · 2 ba · 1,190 sqft · $35/sqft · 13 DOM
Sold · Apr ’26$60,000
31725 SPRUCE DRIVE
2 bd · 2 ba · 720 sqft · $83/sqft · 8 DOM
Sold · Sep ’25$120,000
40431 COUNTRY ROAD
2 bd · 1 ba · 760 sqft · $158/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 40850 PINE TREE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40850 PINE TREE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
40850 PINE TREE LANE FAQs
What would the monthly payment be for 40850 PINE TREE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $365/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40850 PINE TREE LANE?+
The most recent tax bill on record (2024) was $185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Eustis?+
At $29,975, this home is listed about 92% below the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to 40850 PINE TREE LANE?+
Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the EUSTIS 32736 market on paper
$29,975 is 94% below the EUSTIS 32736 median of $465,000.
02Time on market is leverage
421 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $39,000, now $29,975 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Ravi Persad. MLS #O6312949.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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