720 GARDENIA LANE, DAVENPORT, FL, 33897
Active431 days on marketListed Jun 7, 2025MLS #O6316353
About this home
720 GARDENIA LANE
Step out your front door and the Windsor Island Resort clubhouse is right there — visible and walkable. That's the kind of position most vacation home buyers dream about and rarely find. Fully furnished, turn-key, and priced at a compelling new price point, this 5-bedroom, 4.5-bath townhome at 720 Gardenia Lane sits at the heart of one of the Disney corridor's most celebrated resort communities — and it's ready to perform from day one. Inside, 2,283 square feet of bright, open living space is built for the way vacation guests actually live. Shaker-Style cabinetry, granite countertops, stainless steel appliances, and a generous open-concept layout set a confident tone throughout. Luxury vinyl plank flooring runs through every bedroom, the staircase, and the upper loft — sleek, cohesive, and designed to handle high turnover without showing it. The loft provides a comfortable second living space with wall-mounted TV, cozy seating, and a gaming area — ideal for unwinding between park days. Out back, the private south-facing heated pool soaks up sunlight all day long — exactly the outdoor setup guests search for and book for. Between the pool and the clubhouse steps from your front door, guests at 720 Gardenia Lane never need to leave the resort. Windsor Island Resort sets the gold standard for vacation home communities in Central Florida. A grand clubhouse with concierge, lounge, fitness center, arcade, sundry shop, and the popular Blue Marlin Grille Bar and Restaurant anchors the community, while the outdoor amenities — heated zero-entry pool, lazy river, dual water slides, splash pad, mini golf, pickleball, playground, fire pit with Disney fireworks views, and poolside cabanas — deliver the full resort experience every single day. This is the lifestyle that drives demand. Aloha! Minutes from Walt Disney World, owner-furnished with care, and now offered at a compelling new price point — 720 Gardenia Lane is one of Windsor Island's strongest opportunities right now. Don't forget to check out the lifestyle video included with this listing. All information, including room dimensions, is deemed reliable but not guaranteed. Buyers and buyer agents are encouraged to verify all details independently.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
2,283
Sqft
0.06 ac
Lot size
2021
Year built
Two
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,767 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,767/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs WINDSOR ISLAND RESIDENCE
$219 vs $213
Days on market
431 vs 56 typical
Where $219/sqft sits among the 37 homes for sale in WINDSOR ISLAND RESIDENCE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,298/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Windsor Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Windsor Island is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
17 of 37
WINDSOR ISLAND RESIDENCE have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 720 GARDENIA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$485,000
136 JETTY WAY · same community
5 bd · 4.5 ba · 2,283 sqft · $212/sqft · 28 DOM
Sold · Nov ’25$475,000
927 PARADISE DRIVE · same community
5 bd · 4.5 ba · 2,283 sqft · $208/sqft · 100 DOM
Sold · May ’26$410,000
201 JETTY WAY · same community
5 bd · 4.5 ba · 2,283 sqft · $180/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 720 GARDENIA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 720 GARDENIA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
720 GARDENIA LANE FAQs
What would the monthly payment be for 720 GARDENIA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,767/mo — principal and interest, the actual property-tax bill, the $810/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 720 GARDENIA LANE?+
The association fee works out to $810 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 720 GARDENIA LANE?+
The most recent tax bill on record (2024) was $7,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 720 GARDENIA LANE be rented short-term?+
Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 720 GARDENIA LANE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $499,900, this home is listed about 28% above the Davenport median of $389,970. The market section on this page shows how the area is trending.
Which schools are assigned to 720 GARDENIA LANE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,900 runs 48% above the DAVENPORT 33897 median — but at 2,283 sqft it's also 16% larger than the typical Davenport listing.
02Zoned for nightly rentals
Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $810/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Time on market is leverage
431 days on market against a Davenport median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FATHOM REALTY FL LLC · Susan Benante, Llc. MLS #O6316353.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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