2820 OAKWATER DRIVE UNIT 2820, KISSIMMEE, FL, 34747
Active424 days on marketListed Jun 17, 2025MLS #O6319027
About this home
2820 OAKWATER DRIVE UNIT 2820
SELLER MOTIVATED! Seller may contribute toward up to 6 months of HOA fees or a buyer rate buy-down with an acceptable offer. Welcome to this beautifully refreshed 3-bedroom, 2-bathroom condo-townhome in the sought-after Oakwater community. Featuring the largest floor plan available with over 1,800 square feet of living space, this bright and spacious home offers soaring ceilings, an open-concept layout, and a fresh, inviting feel. The main living and dining areas provide plenty of room for entertaining or relaxing, while the private screened balcony is the perfect spot to enjoy your morning coffee or unwind after a day at the parks. The kitchen offers generous cabinet storage, ample counter space, and a convenient breakfast bar overlooking the living area. The spacious primary suite features a walk-in closet and an en-suite bathroom with dual vanities. Two additional bedrooms provide flexibility for guests, family, or a home office. Located in Oakwater, a gated resort-style community approved for short-term rentals, this property is just minutes from Walt Disney World, major attractions, shopping, dining, and entertainment. Residents and guests enjoy exceptional amenities including a resort-style pool, clubhouse, fitness center, splash pad, tennis courts, playground, and game room. With recent comparable sales closing at significantly higher prices, this home presents an exceptional value and the perfect opportunity to make it your own. Move right in and enjoy it as is, or add your personal touches over time while taking advantage of one of the largest floor plans in the community. Whether you're looking for a primary residence, vacation home, or income-producing investment property, this is an opportunity you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,808
Sqft
0.15 ac
Lot size
1
Garage
2007
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−40.6%
$/sqft vs Kissimmee actives
$149 vs $208
Days on market
424 vs 55 typical
Where $149/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
193 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the Kissimmee median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2820 OAKWATER DRIVE UNIT 2820
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$624,900
7763 BASNETT CIRCLE
4 bd · 4 ba · 1,824 sqft · $343/sqft · 9 DOM
Sold · Nov ’25$484,500
2087 FLORA PASS PLACE
2 bd · 2 ba · 1,778 sqft · $272/sqft · 171 DOM
Sold · Jun ’26$320,000
7697 STONE CREEK TRAIL
3 bd · 2.5 ba · 1,843 sqft · $174/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2820 OAKWATER DRIVE UNIT 2820 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2820 OAKWATER DRIVE UNIT 2820 — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2820 OAKWATER DRIVE UNIT 2820 FAQs
What would the monthly payment be for 2820 OAKWATER DRIVE UNIT 2820?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2820 OAKWATER DRIVE UNIT 2820?+
The most recent tax bill on record (2024) was $4,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2820 OAKWATER DRIVE UNIT 2820?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $270,000, this home is listed about 29% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Kissimmee market on paper
$270,000 is 29% below the Kissimmee median of $379,000, and at $149/sqft it sits under the Kissimmee average of $216.
02Time on market is leverage
424 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $270,000 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE FIRM RE · Maria Zapata Sevilla. MLS #O6319027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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