1005 PLUMOSA DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active393 days on marketListed Jul 18, 2025MLS #O6328269
About this home
1005 PLUMOSA DRIVE
Dreaming of building your perfect home? Look no further! Welcome to Indian Lake Estates—an exclusive lake and golf community where you’ll find this beautiful half-acre lot nestled on a quiet street. Just 20 miles from Lake Wales, this private, family-friendly neighborhood offers a lifestyle full of activities and natural beauty. Community amenities include an 18-hole golf course, tennis and basketball courts, a 23,000 sq. ft. clubhouse, café, churches, post office, library, fitness center, and a lakeside pavilion equipped with propane grills and covered picnic tables. There's also a pro shop on site for all your golfing needs. Enjoy access to the lake, complete with a beach, boat ramp, marina, and the longest freshwater fishing pier in Florida! If you love nature and the tranquility of country living, this is your paradise—home to deer, raccoons, turkeys, cranes, turtles, and countless bird species. Don’t miss the community’s famous boardwalk for stunning, unobstructed sunset views. Whether you're an avid angler, outdoor enthusiast, or just looking to escape the noise of the city, Indian Lake Estates has it all. Don’t miss this rare opportunity
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$304 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$304/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 1005 PLUMOSA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$90,000
3500 ORCHID DRIVE · same community
2 bd · 1 ba · 950 sqft · $95/sqft · 5 DOM
Sold · Mar ’26$65,000
3771 INDIAN LAKE DRIVE · same community
3 bd · 1 ba · 998 sqft · $65/sqft · 0 DOM
Sold · Nov ’25$229,850
3601 PARK AVENUE · same community
2 bd · 2 ba · 1,030 sqft · $223/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1005 PLUMOSA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1005 PLUMOSA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1005 PLUMOSA DRIVE FAQs
What would the monthly payment be for 1005 PLUMOSA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $304/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1005 PLUMOSA DRIVE?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1005 PLUMOSA DRIVE?+
The most recent tax bill on record (2024) was $92. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1005 PLUMOSA DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $16,500, this home is listed about 96% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1005 PLUMOSA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN LAKE ESTATES 33855 market on paper
$16,500 is 21% below the INDIAN LAKE ESTATES 33855 median of $21,000.
02Time on market is leverage
393 days on market against a Indian Lake Estates median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $18,000, now $16,500 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MERVIN MORGAN REALTY & PROPERTY MANAGEMENT LLC · Sherifa Campbell. MLS #O6328269.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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