CENTURY 21 Edge
$585,000$595,0003 bd2,078 sqft$282 /sqft$4,072 /mo all-in ↓

10301 AUSTRINA OAK LOOP, WINTER GARDEN, FL, 34787

Active376 days on marketListed Jul 19, 2025MLS #O6328641

Reduced $10KSingle Family ResidenceWATERMARK PH 4

About this home

10301 AUSTRINA OAK LOOP

PRICE UPDATE! Modern Living in Prime Location – Watermark Terrace. Discover this beautifully crafted 3-bedroom, 2.5-bath home with 2,078 sqft of heated space, built in 2020, in the highly desirable Watermark Terrace community. Enjoy a gourmet kitchen, spacious loft, solar panels, and a garage with extended driveway. The home offers no rear neighbors and direct views of Horizon High School from your backyard. Located in one of the area’s most sought-after neighborhoods, just minutes from top-rated schools, golf courses, restaurants, and entertainment. Zoned for Panther Lake Elementary and Horizon High. Community features include four resort-style pools, tennis courts, a clubhouse, and a playground. Style, space, and a prime location. Schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

2,078

Sqft

0.09 ac

Lot size

2

Garage

2020

Year built

$282

Per sqft

Inside

Outside & construction

Community & fees

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,072 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Est. property taxes (1.1%/yr)$536
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,072/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Est. property taxes$536
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$282 vs $261

Days on market

376 vs 31 typical

Where $282/sqft sits among the 400 Winter Garden actives

77
127
98 · this home
36
33
29
$179–220$220–262$262–303$303–345$345–386$386+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village F

Map of 10301 AUSTRINA OAK LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World13 min
Universal Orlando29 min
Downtown Orlando29 min
Orlando Int’l Airport (MCO)40 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village F — neighborhood snapshot

Population

8,788

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

1,130

For the school run

Orange County School District

HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★
ElementaryPanther Lake Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

169 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $585,000 $10K
Jul 19, 2025Listed at $595,000 · 376 days on market since
2020Built · WATERMARK PH 4

Reality check

What actually sold near 10301 AUSTRINA OAK LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10037 AUSTRINA OAK LOOPSold · Feb ’26

$1,025,000

10037 AUSTRINA OAK LOOP · same community

5 bd · 3.5 ba · 4,305 sqft · $238/sqft · 91 DOM

10275 MEMOIR AVENUESold · Dec ’25

$564,000

10275 MEMOIR AVENUE

3 bd · 2 ba · 2,102 sqft · $268/sqft · 14 DOM

11127 FOLKLORE STREETSold · Dec ’25

$510,000

11127 FOLKLORE STREET

4 bd · 3 ba · 2,042 sqft · $250/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Melinda Manges Iosua

Your agent

Melinda Manges Iosua

Director, Agent Recruiting · CENTURY 21 Edge

Tours, negotiation, and every question about 10301 AUSTRINA OAK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10301 AUSTRINA OAK LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10301 AUSTRINA OAK LOOP FAQs

What would the monthly payment be for 10301 AUSTRINA OAK LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,072/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in Winter Garden?+

At $585,000, this home is listed about 1% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 10301 AUSTRINA OAK LOOP?+

Horizon High School (high), Water Spring Middle School (middle), Panther Lake Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$585,000 runs 10% above the WINTER GARDEN 34787 median.

02Time on market is leverage

376 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Horizon High School, Water Spring Middle School, Panther Lake Elementary — Horizon High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $595,000, now $585,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of OKKLA REALTY · Rick Gradin. MLS #O6328641.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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