3230 BAYOU LANE, TAVARES, FL, 32778
Active363 days on marketListed Aug 13, 2025MLS #O6334026
About this home
3230 BAYOU LANE
Welcome to 3230 Bayou Lane — a beautifully maintained 4-bedroom, 2-bath home in the desirable community of Tavares! Fully furnished, built in 2015, this residence offers a spacious open floor plan with 1,701 square feet of living space, perfect for both everyday living and entertaining. The split-bedroom layout provides privacy, while the large primary suite includes a walk-in closet and ensuite bath. Enjoy a bright, open kitchen with plenty of cabinet space faced to living and dining areas. Step outside to a generous backyard with room to relax, garden, or play. Etowah community offers playground, community pool in a beautiful space, tennis and basketball courts. Located just minutes from downtown Tavares, local lakes, parks, shopping, and dining — plus easy access to Mount Dora and Eustis. Walking distance from Pinecrest Academy. Don’t miss this opportunity to own a beautiful home in one of Central Florida’s most charming areas.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,701
Sqft
0.14 ac
Lot size
2
Garage
2015
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,719 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,719/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Tavares actives
$182 vs $193
Days on market
363 vs 51 typical
Where $182/sqft sits among the 238 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $310K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
117 of 238
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 3230 BAYOU LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$435,000
3177 BAYOU LANE · same community
5 bd · 3.5 ba · 3,130 sqft · $139/sqft · 82 DOM
Sold · Aug ’25$326,390
3633 SALVIA COURT
4 bd · 2 ba · 1,665 sqft · $196/sqft · 58 DOM
Sold · Mar ’26$230,000
1405 SKYLINE COURT
3 bd · 2 ba · 1,640 sqft · $140/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3230 BAYOU LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3230 BAYOU LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3230 BAYOU LANE FAQs
What would the monthly payment be for 3230 BAYOU LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,719/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3230 BAYOU LANE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3230 BAYOU LANE?+
The most recent tax bill on record (2024) was $5,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3230 BAYOU LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $310,000, this home is listed about 8% below the Tavares median of $337,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3230 BAYOU LANE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAVARES 32778 market on paper
$310,000 is 5% below the TAVARES 32778 median of $325,000, and at $182/sqft it sits under the Tavares average of $223.
02Time on market is leverage
363 days on market against a Tavares median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $315,000, now $310,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CONNEXION PROPERTIES · Debora Segnini. MLS #O6334026.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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