CENTURY 21 Edge
$270,000$310,0003 bd2.5 ba1,548 sqft$174 /sqft$2,642 /mo all-in ↓

2124 PENNY LANE, KISSIMMEE, FL, 34741

Active329 days on marketListed Sep 16, 2025MLS #O6343480

Reduced $40KVillaDIMORA PARK CONDO

About this home

2124 PENNY LANE

Welcome to 2124 Penny Ln, your new home in the heart of Kissimmee! This beautifully designed 4-bedroom, 2.5-bathroom residence offers the perfect combination of comfort, style, and convenience. The home showcases a modern kitchen with granite countertops, spacious living areas, and durable vinyl flooring balanced with cozy carpet in the bedrooms. The HOA provides WiFi, cable, pest control, and HVAC filter service, giving you added value and peace of mind. Nestled in the sought-after Dimora Park gated community, you’ll enjoy access to a sparkling pool, manicured green spaces, and secure entry. With easy access to John Parkway, Osceola Parkway, and major highways, you’re just minutes from shopping, dining, schools, and Orlando’s world-class attractions. Publix is a short walk away for everyday convenience. Highlights: 4 Bedrooms | 2.5 Bathrooms Granite countertops & modern finishes HOA includes WiFi, cable, pest control & HVAC filters Community pool & green spaces Maximum of 2 vehicles (strictly enforced) Prime Kissimmee location near shopping, dining & theme parks ? Don’t miss the opportunity to own this incredible home — or expand your investment with a portfolio of 11 properties in Dimora Park available for $3.3MM.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,548

Sqft

0 ac

Lot size

2023

Year built

Two

Levels

$174

Per sqft

Fireplace

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorPrimary Bedroom Main Floor · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingAssigned
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$439/mo
Taxes (2024)$4,010/yr
PetsCats OK, Dogs OK
CommunityGated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,642 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2024 actual bill$334
HOA fee — from the listing$439
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$2,642/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$334
HOA / condo fee$439
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Kissimmee actives

$174 vs $209

Days on market

329 vs 55 typical

Where $174/sqft sits among the 400 Kissimmee actives

79 · this home
128
105
44
15
29
$149–181$181–212$212–243$243–274$274–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Map of 2124 PENNY LANE

Drive times from this address

Walt Disney World21 min
Universal Orlando23 min
Orlando Int’l Airport (MCO)26 min
Downtown Orlando26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34741 — neighborhood snapshot

Population

56,429

Median age

33.9

Median income

$50,278

Median home value

$270,200

Avg household

2.94

Households w/ children

6,737

For the school run

Osceola County School District

ElementaryFlora Ridge Elementary School★★★★★
MiddleKissimmee Middle School★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

181 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $270,000 $40K
Sep 16, 2025Listed at $310,000 · 329 days on market since
2023Built · DIMORA PARK CONDO

Reality check

What actually sold near 2124 PENNY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

308 E ORANGE STREETSold · Oct ’25

$349,000

308 E ORANGE STREET

4 bd · 2 ba · 1,554 sqft · $225/sqft · 78 DOM

2334 W DORIS STREETSold · Oct ’25

$388,000

2334 W DORIS STREET

3 bd · 2 ba · 1,532 sqft · $253/sqft · 58 DOM

302 E DRURY AVENUESold · Jul ’26

$368,000

302 E DRURY AVENUE

3 bd · 2 ba · 1,528 sqft · $241/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 2124 PENNY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2124 PENNY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2124 PENNY LANE FAQs

What would the monthly payment be for 2124 PENNY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,642/mo — principal and interest, the actual property-tax bill, the $439/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2124 PENNY LANE?+

The association fee works out to $439 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2124 PENNY LANE?+

The most recent tax bill on record (2024) was $4,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2124 PENNY LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $270,000, this home is listed about 29% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2124 PENNY LANE?+

Flora Ridge Elementary School (elementary), Kissimmee Middle School (middle), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$270,000 runs 29% above the KISSIMMEE 34741 median.

02Time on market is leverage

329 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $310,000, now $270,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of FLORIDA REALTY OF MIAMI CORP · Daniel Echeverri Restrepo. MLS #O6343480.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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