CENTURY 21 Edge
$344,900$379,0003 bd2.5 ba1,624 sqft$212 /sqft$2,820 /mo all-in ↓

5412 RUTLAND COURT, ORLANDO, FL, 32812

Active330 days on marketListed Sep 18, 2025MLS #O6345712

Reduced $34K1/2 DuplexESSEX POINT SOUTH

About this home

5412 RUTLAND COURT

Welcome to this charming two-story 1/2 Duplex single family home, located in a quiet and highly sought-after neighborhood, just minutes from downtown Orlando and the airport. This home offers the perfect balance of tranquility and convenience. Step inside to an inviting large open living room, featuring a beautiful brick fireplace that serves as the focal point of the space, creating a warm and welcoming atmosphere. Just off the living room, you'll find a spacious screened-in porch – the ideal spot for enjoying the serene backyard views. The open kitchen is a chef's dream, complete with a central island that seamlessly flows into the dining room, making it perfect for entertaining. Adjacent to the dining room is a huge Florida room, complete with French doors and an AC window unit, adding additional living space for relaxation or recreation. Upstairs, you'll find a large loft area overlooking the living room, offering a versatile space that can be used as an office, playroom, or cozy reading nook. The expansive master bedroom features a wall of closets and an ensuite bathroom with dual sinks, creating a private retreat. A second spacious bedroom upstairs offers plenty of room for family or guests, with a full bathroom conveniently nearby. The 3rd bedroom was converted to a loft/office but can easily be converted back to the bedroom as shown on the county records. downstairs has been beautifully updated with new ceramic tile Florida room that also can be used and a 3rd or 4th bedroom. new flooring throughout the rest of the 1st floor and fresh paint, adding to the home's overall appeal. The fenced-in backyard offers privacy and is perfect for outdoor activities, gardening, or simply unwinding in peace. This home is a rare find, offering a fantastic location and ample living space, Don't miss the opportunity to make it yours!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,624

Sqft

0.1 ac

Lot size

2

Garage

1988

Year built

Two

Levels

$212

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Skylight(s) · Vaulted Ceiling(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesEast
ExteriorFrench Doors · Lighting · Sliding Doors

Community & fees

HOA fee$67/mo
Taxes (2024)$4,918/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,820 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,030
FHA mortgage insurance (est.)$153
Property tax — 2024 actual bill$410
HOA fee — from the listing$67
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,072Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,072
Interest rate6.00%
Loan term

Estimated payment

$2,820/mo

Principal & interest$2,030
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$410
HOA / condo fee$67
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$324KedgeAI estimate $353,565 · range $338K$393K$409K

vs edgeAI estimate

−2.5%

$/sqft vs Orlando actives

$212 vs $247

Days on market

330 vs 42 typical

Where $212/sqft sits among the 400 Orlando actives

122 · this home
145
70
22
12
29
$150–216$216–281$281–347$347–412$412–478$478+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bryn Mawr

Map of 5412 RUTLAND COURT inside its neighborhood boundary

Drive times from this address

Downtown Orlando11 min
Orlando Int’l Airport (MCO)14 min
Universal Orlando24 min
Walt Disney World34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Bryn Mawr — neighborhood snapshot

Population

2,638

Median age

39

Median income

$84,612

Median home value

$302,733

Avg household

2

Households w/ children

345

For the school run

Orange County School District

MiddleConway Middle★★★★★
ElementaryLake George Elementary★★★★★
HighWilliam R Boone High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

210 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the ORLANDO 32812 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $344,900 $34K
Sep 18, 2025Listed at $379,000 · 330 days on market since
1988Built · ESSEX POINT SOUTH

Reality check

What actually sold near 5412 RUTLAND COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3148 BRIDGEFORD DRIVESold · Dec ’25

$356,000

3148 BRIDGEFORD DRIVE · same community

3 bd · 2 ba · 1,624 sqft · $219/sqft · 104 DOM

5437 WINCREST COURTSold · Jul ’26

$346,900

5437 WINCREST COURT · same community

3 bd · 2.5 ba · 1,624 sqft · $214/sqft · 123 DOM

3156 BRIDGEFORD DRIVESold · Nov ’25

$336,000

3156 BRIDGEFORD DRIVE · same community

3 bd · 2 ba · 1,407 sqft · $239/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5412 RUTLAND COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5412 RUTLAND COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5412 RUTLAND COURT FAQs

What would the monthly payment be for 5412 RUTLAND COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,820/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5412 RUTLAND COURT?+

The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5412 RUTLAND COURT?+

The most recent tax bill on record (2024) was $4,918. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5412 RUTLAND COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $344,900, this home is listed about 10% below the Orlando median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5412 RUTLAND COURT?+

Conway Middle (middle), Lake George Elementary (elementary), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$344,900 runs 46% above the ORLANDO 32812 median.

02Time on market is leverage

330 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $379,000, now $344,900 — a $34K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Thomas Simoneau. MLS #O6345712.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5412 RUTLAND COURT, ORLANDO, FL — 3 Bed, 2.5 Bath — $344,900 | CENTURY 21 Edge