16204 SW 27TH TERRACE ROAD, OCALA, FL, 34473
Pending321 days on marketListed Sep 24, 2025MLS #O6347080
About this home
16204 SW 27TH TERRACE ROAD
“Back on Market – Improved Terms” Charming 4-bedroom home with an open floor plan in a prime Ocala location. We present this beautiful 4-bedroom, 2-bathroom home, situated in one of the city's most sought-after neighborhoods. With a spacious, flowing layout and sophisticated finishes, this home is ideal for families, first-time buyers, or anyone who values ??comfort and convenience in an exceptional location. Upon entering, you'll find a bright and airy living and dining room, perfect for entertaining friends or relaxing with family. The home's focal point is the elegant kitchen, equipped with solid wood cabinetry, stone countertops, and modern appliances. Whether preparing meals for guests or a leisurely meal, this space combines functionality and style. The master bedroom is a true retreat, with a spacious walk-in closet and abundant natural light. The three additional bedrooms offer ample space and built-in closets, ensuring sufficient storage and versatility to accommodate family, visitors, or even a home office. With two full bathrooms, an attached two-car garage, and thoughtful design, this home offers everything you need. Close to renowned schools, local shops, and major thoroughfares, you'll have easy access to the best Ocala has to offer, living in a peaceful and welcoming community. Don't miss the chance to live in a home ready for you, with classic charm and modern amenities. Schedule your visit today! This property comes with a 2-1 rate buydown, reducing the buyer’s interest rate by 2% for the first year of their loan and 1% the second year. Buyer is not obligated to use Matt Weaver of CrossCountry Mortgage to have offer accepted however must use Matt Weaver to receive the buydown. The Matt Weaver Team can issue loan approvals in as little as 5 days and close in 10. Restrictions apply. Matt Weaver NMLS175651
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,774
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,982 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,982/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.2%
$/sqft vs Ocala actives
$161 vs $183
Days on market
321 vs 53 typical
Where $161/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
150 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16204 SW 27TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$289,990
2186 SW 153RD LOOP · same community
4 bd · 2 ba · 1,806 sqft · $161/sqft · 25 DOM
Sold · Jul ’25$280,000
2701 SW 153RD LANE · same community
3 bd · 2 ba · 1,814 sqft · $154/sqft · 37 DOM
Sold · Feb ’26$295,000
15145 SW 27TH COURT · same community
4 bd · 2 ba · 1,833 sqft · $161/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16204 SW 27TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16204 SW 27TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16204 SW 27TH TERRACE ROAD FAQs
What would the monthly payment be for 16204 SW 27TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,982/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16204 SW 27TH TERRACE ROAD?+
The most recent tax bill on record (2024) was $143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16204 SW 27TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $285,990, this home is listed about 4% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16204 SW 27TH TERRACE ROAD?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$285,990 runs 14% above the OCALA 34473 median.
02Time on market is leverage
321 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $317,000, now $285,990 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Osvaldo Junior. MLS #O6347080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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